Midland County property record for 301 E Chapel Ln, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,085 sqft · built 1996 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on Record |
| Last Sale | $365,000 (Jul 2023) |
| Tax Bill | $7,083 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Feb 2024 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03-60-038 |
| Primary APN | 14-03-60-038 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,085 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 1,108 sqft |
| Unfinished Basement | 1,106 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 301 E CHAPEL LN |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Description | LOT 25 CHAPEL LANE EST NO 2 |
| Legal Subdivision | CHAPEL LANE EST |
| Legal Lot Number | 25 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 290902 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENCE BANK |
| Feb 23, 2024 | Intrafamily Transfer, Transfer CROSSROADS TITLE |
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage WILDFIRE CU |
| Aug 11, 2021 | Intrafamily Transfer, Transfer |
| Sep 2, 2021 | Intrafamily Transfer, Transfer |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Book / Page | 1666 / 346 |
| Prior Transfer Date | Jul 10, 2023 |
| Prior Transfer Doc | 001670/880 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 13, 2023 |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 001666/346 |
| Book / Page | 1666 / 346 |
| Map Reference | LB P PG 1 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2023 |
| Title Company | MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TTL I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,737.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7890 MIDKE, FREELAND, MI 48623 |
| Name | Verified Name |
|---|---|
| Address | 5609 PONDVIEW DR, MIDLAND, MI 48640-7414 |
| Document Number | 0001666410 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 1666/410 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Feb 23, 2024 |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 001670/880 |
| Book / Page | 1670 / 880 |
| Map Reference | LB PF PG 1 |
| Instrument Date | Jul 10, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2024 |
| Title Company | CROSSROADS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Name | Verified Name |
|---|---|
| Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 15, 2023 |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 001663/810 |
| Book / Page | 1663 / 810 |
| Map Reference | LB 9 PG 1 |
| Instrument Date | Mar 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,437.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2332 OAKFIELD DR, MIDLAND, MI 48640-6731 |
| Name | Verified Name |
|---|---|
| Address | 382 HARVERY ST, FREELAND, MI 48623-9004 |
| Document Number | 0001663811 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 1663/811 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 11, 2021 |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 1648/1032 |
| Book / Page | 1648 / 1032 |
| Map Reference | LB P PG 1 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Sep 2, 2021 |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 1649/501 |
| Book / Page | 1649 / 501 |
| Map Reference | LB 9 PG 1 |
| Instrument Date | Jun 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 301 E CHAPEL LN, MIDLAND, MI 48642-7021 |
| Document Number | 1646/40 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 1646/40 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 1, 2031 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $194,100 (+5.32%) | $388,200 (+5.32%) | |
| 2025 | $7,083.00 (+1.03%) Homeowner's exemption | $184,300 (+15.84%) | $368,600 (+15.84%) |
| 2024 | $7,011.00 (+43.05%) | ||
| 2023 | $159,100 | $318,200 | |
| 2022 | $4,901.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures