209 E Chapel Ln, Midland, MI 48642 Property Records

Midland County property record for 209 E Chapel Ln, Midland, MI 48642 · Last verified June 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,585 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$252,000 (Sep 2021)
Tax Bill	$3,843 (2022)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-60-026`

Property Details

APN / Parcel Number

Primary APN	`14-03-60-026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,585 sqft Living Area
Basement Area	765 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	110 ft deep x 90 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140360026
Street Address	209 E CHAPEL LN
City	MIDLAND
State	MI
Zip	48642-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 CHAPEL LANE ESTATESNO 1
Legal Subdivision	CHAPEL LANE ESTATES
Legal Lot Number	9
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2002
Census Tract	290900

Owner

Source: Midland County records · APN 14-03-60-026

Assessment roll updated March 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Sep 03, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 21, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 21, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2021 · Amount on Record
Deed Sale	Sep 03, 2021 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	0001649568
Deed Book / Page	1649 / 568
Record Updated	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2512 ABBOTT ROAD #SA SA, SA, MIDLAND, MI 48642-5219

Mortgage

Document Number	01648/1469
Date	Aug 23, 2021
Book Page	1648/1469

Lender

Name	LOWER LLC
Type	Non-Lending Institution
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 03, 2021
Property Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013
Document Number	1649/568
Book / Page	1649 / 568
Map Reference	LB O PG 29
Instrument Date	Aug 20, 2021
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,890.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E CHAPEL LN, 209, MIDLAND, MI 48642-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 21, 2020
Property Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013
Document Number	1635/892
Book / Page	1635 / 892
Map Reference	LB O PG 29
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E CHAPEL LN, 209, MIDLAND, MI 48642-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2529 WALDO AVE, MIDLAND, MI 48642-5246

Mortgage

Document Number	1635893
Date	Jul 21, 2020
Instrument	1635/893

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 21, 2017
Property Address	209 E CHAPEL LN, MIDLAND, MI 48642-7013
Document Number	1607/0010
Book / Page	1607 / 0010
Map Reference	LB O PG 29
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 E CHAPEL LN, 209, MIDLAND, MI 48642-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 K AVE NE, CEDAR RAPIDS, IA 52402-4704

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Midland County (26111C), updated February 3, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 295 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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