Midland County property record for 115 E Chapel Ln, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,632 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $279,000 (Aug 2023) |
| Tax Bill | $5,101 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Aug 2023 Sale & Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-03-60-030 |
| Primary APN | 14-03-60-030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 135 ft deep x 70 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 115 E CHAPEL LN |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-7013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Description | BEG 258 FT E OF W 1/4 COR OF SEC 3 E 70 FT S 135 FT W 70 FT N 135 FT TO POB |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 290902 |
Source: Midland County records · APN 14-03-60-030
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2023 | Intrafamily Transfer, Transfer |
| Aug 22, 2023 | Warranty Deed, Transfer · Stand-Alone Second Mortgage UIF CORPORATION |
| Dec 02, 2022 | Intrafamily Transfer, Transfer |
| Oct 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2023 · Amount on Record |
| Deed Sale | Aug 22, 2023 · Amount on Record |
| Prior Sale | Oct 19, 2020 · Amount on Record |
| Deed Book / Page | 1667 / 219 |
| Prior Transfer Date | Dec 01, 2022 |
| Prior Transfer Doc | 01661/1129 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 13, 2023 |
| Property Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Number | 001669/524 |
| Book / Page | 1669 / 524 |
| Instrument Date | Dec 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Name | Verified Name |
|---|---|
| Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 22, 2023 |
| Property Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Number | 001667/219 |
| Book / Page | 1667 / 219 |
| Instrument Date | Aug 18, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,092.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Name | Verified Name |
|---|---|
| Address | 4915 TUCKER ST, MIDLAND, MI 48640-2870 |
| Document Number | 0001667220 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 1667/220 |
| Name | UIF CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Dec 02, 2022 |
| Property Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Number | 01661/1129 |
| Book / Page | 1661 / 1129 |
| Instrument Date | Dec 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3919 ROBINHOOD TER, 3919, MIDLAND, MI 48642-6108 |
| Name | Verified Name |
|---|---|
| Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Oct 19, 2020 |
| Property Address | 115 E CHAPEL LN, MIDLAND, MI 48642-7013 |
| Document Number | 1638/933 |
| Book / Page | 1638 / 933 |
| Instrument Date | Oct 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 E CHAPEL LN, 115, MIDLAND, MI 48642-7013 |
| Name | Verified Name |
|---|---|
| Address | 2900 GREYSTONE LN APT 15, 15, MOUNT PLEASANT, MI 48858-8455 |
| Document Number | 1638934 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 1638/934 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Midland County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,800 (+4.88%) | $279,600 (+4.88%) | |
| 2025 | $5,101.00 (+1.03%) Homeowner's exemption | $133,300 (+16.42%) | $266,600 (+16.42%) |
| 2024 | $5,049.00 (+31.38%) | ||
| 2023 | $114,500 | $229,000 | |
| 2022 | $3,843.00 |
Source: FEMA National Flood Hazard Layer as of February 3, 2014 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 295 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MIDLAND serves 42,547 people |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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