214 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 214 Borgo Ct, Havelock, NC 28532

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,631 sqft · built 1995
Lot Size1.53 acres (66,995 sqft)
Owner2 Individual Names on Record
Tax Bill$1,177 (2026)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN5-006-6-045

Property Details

APN / Parcel Number

Primary APN5-006-6-045
Alternative APN
  • 55246

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,631 sqft Living Area
1st Floor Area1,631 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area66,995 sqft (1.53 acres)
Lot Dimensions368 ft deep x 33.8 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number55246
Street Address214 BORGO CT
CityHAVELOCK
StateNC
Zip28532-9410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description45 CHERRY BRANCH SOUTH SEC TWO
Legal SubdivisionCHERRY BRANCH
JurisdictionCRAVEN NC
Township / Civil Division5
Census Block Group2
Census Block2004
Census Tract961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address214 BORGO CT, HAVELOCK, NC 28532-9410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2004
Deed SaleApr 7, 2004
Deed Book / Page2179 / 174
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address214 BORGO CT, HAVELOCK, NC 28532-9410
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number3629/275
DateSep 4, 2020
Book Page3629/275
Instrument10060628
Lender
NameTRUIST BANK
TypeInsurance Company
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 3, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,177.00 (+3.7%)$221,500 (+3.88%) Land $57,900 Building $163,600$221,500 (+3.88%) Land $57,900 Building $163,600
2025$1,135.00 (+1.07%)$213,230 (-) Land $57,900 Building $155,330$213,230 (-) Land $57,900 Building $155,330
2023$1,123.00 (+4.95%)$213,230 (+31.92%) Land $57,900 Building $155,330$213,230 (+31.92%) Land $57,900 Building $155,330
2022$1,070.00$161,630 Land $48,000 Building $113,630
2018$161,630 Land $48,000 Building $113,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims34 (1992–2018)
Claims Outside the SFHA13 of 34
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 16 claims
  • Hurricane Irene, Aug 2011 · 10 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRAVEN COUNTY WATER SYSTEM
serves 37,848 people · EPA ID NC0425055
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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