208 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 208 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,271 sqft · built 1995
Lot Size	0.561 acres (24,416 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2021)
Tax Bill	$1,005 (2026)
Deeds & Mortgages	Oct 2021 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-042`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-042`
Alternative APN	`86677`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,271 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,416 sqft (0.561 acres)
Lot Dimensions	248 ft deep x 116 ft wide
Garage Type	Attached
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	86677
Street Address	208 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42 CHERRY BRANCH SOUTH SEC TWO
Legal Subdivision	CHERRY BRANCH
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	208 BORGO CT, HAVELOCK, NC 28532-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Warranty Deed, Transfer
Oct 26, 2018	Deed of Trust, Mortgage ALPHA MORTGAGE CORPORATION
Oct 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on Record
Deed Sale	Oct 8, 2021 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	202110084788
Deed Book / Page	3694 / 701
Prior Transfer Date	Aug 8, 2013
Prior Transfer Doc	3220/0393
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 8, 2021
Property Address	208 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	3694/701
Book / Page	3694 / 701
Map Reference	CAB F SL 173-A
Instrument Date	Sep 28, 2021
Instrument	10084788
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Amount	Amount Recorded
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	270 MOUNT OLIVET DR, 270, WINSTON SALEM, NC 27107-8211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BORGO CT, HAVELOCK, NC 28532-9410

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	208 BORGO CT, HAVELOCK, NC 28532-9410
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003551/0000000377
Date	Oct 26, 2018
Book Page	0000003551/0000000377
Instrument	000010029109

Lender

Name	ALPHA MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 26, 2018
Property Address	208 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	3551/375
Book / Page	3551 / 375
Instrument Date	Oct 18, 2018
Instrument	000010029108
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 BORGO CT, HAVELOCK, NC 28532-9410

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,005.00	$187,140 (-) Land $50,000 Building $137,140	$187,140 (-) Land $50,000 Building $137,140
2025	$1,005.00 (+1.21%)	$187,140 (-) Land $50,000 Building $137,140	$187,140 (-) Land $50,000 Building $137,140
2023	$993.00 (+4.75%)	$187,140 (+31.68%) Land $50,000 Building $137,140	$187,140 (+31.68%) Land $50,000 Building $137,140
2022	$948.00	$142,120 Land $41,000 Building $101,120
2018			$142,120 Land $41,000 Building $101,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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