212 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 212 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,389 sqft · built 1995
Lot Size	0.884 acres (38,490 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2022)
Tax Bill	$1,146 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-044`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-044`
Alternative APNs	`125213` `105794`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,389 sqft Living Area
1st Floor Area	1,354 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,490 sqft (0.884 acres)
Lot Dimensions	368 ft deep x 64 ft wide
Garage Type	Attached
Storage Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	105794
Street Address	212 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44 CHERRY BRANCH SOUTH SEC TWO
Legal Subdivision	CHERRY BRANCH
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

212 Borgo Ct is owned and occupied by an individual who bought it in July 2022.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	212 BORGO CT, HAVELOCK, NC 28532-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed, Transfer · USDA Mortgage NFM INC
Apr 29, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2022 · Amount on File
Deed Sale	Jul 15, 2022 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	202210100155
Deed Book / Page	3733 / 1865
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Jul 15, 2022
Property Address	212 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	03733/1865
Book / Page	3733 / 1865
Map Reference	CAB F SL 173-A
Instrument Date	Jul 7, 2022
Instrument	10100155
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 FOSSE WAY, 605, JACKSONVILLE, NC 28546-8693

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number	0037331868
Date	Jul 15, 2022
Instrument	3733/1868

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 29, 2019
Property Address	212 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	3568/1065
Book / Page	3568 / 1065
Instrument Date	Apr 6, 2019
Instrument	10036902
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 BORGO CT, HAVELOCK, NC 28532-9410
Investor	Possibly a Property Investor

Mortgage

Document Number	03568/1067
Date	Apr 29, 2019
Book Page	3568/1067
Instrument	10036903

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 212 Borgo Ct was $1,146.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,146.00	$215,440 (-) Land $55,000 Building $160,440	$215,440 (-) Land $55,000 Building $160,440
2025	$1,146.00	$215,440 Land $55,000 Building $160,440	$215,440 Land $55,000 Building $160,440
2023	$1,134.00 (+18.13%)	$215,440 (+49.66%) Land $55,000 Building $160,440	$215,440 Land $55,000 Building $160,440
2022	$960.00	$143,950 Land $45,100 Building $98,850
2018			$143,950 Land $45,100 Building $98,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Borgo Ct in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Borgo Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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