210 Borgo Ct, Havelock, NC 28532 Property Records

Craven County property record for 210 Borgo Ct, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 1995
Lot Size	0.576 acres (25,101 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2023)
Tax Bill	$1,138 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-006-6-043`

Property Details

APN / Parcel Number

Primary APN	`5-006-6-043`
Alternative APNs	`127338` `119308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,101 sqft (0.576 acres)
Lot Dimensions	253 ft deep x 80.5 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	119308
Street Address	210 BORGO CT
City	HAVELOCK
State	NC
Zip	28532-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 43 CHERRY BRANCH SOUTH SEC TWO
Legal Subdivision	CHERRY BRANCH
Legal Lot Number	43
Jurisdiction	CRAVEN NC
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	961303

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	210 BORGO CT, HAVELOCK, NC 28532-9410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · VA Mortgage ATLANTIC BAY MORTGAGE GROUP
Mar 15, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 8, 2019	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Jan 31, 2008 · Amount on Record
Deed Document Number	202310110112
Deed Book / Page	3757 / 1536
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	210 BORGO CT, HAVELOCK, NC 28532-9410
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003587/681
Date	Oct 8, 2019
Book Page	3587/681
Instrument	10044545

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 15, 2023
Property Address	210 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	03757/1536
Book / Page	3757 / 1536
Map Reference	CAB F SL 173-A
Instrument Date	Jan 31, 2023
Instrument	10110112
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	934 NEW HOPE RD, BERKELEY SPRINGS, WV 25411-3545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number	0037571539
Date	Mar 15, 2023
Instrument	3757/1539

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.2%
Type Change Date	Apr 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.25%
Max Rate At Change	7.2%
Index	5-Year TN
Margin	2
Max Rate	11.2%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 8, 2019
Property Address	210 BORGO CT, HAVELOCK, NC 28532-9410
Document Number	3587/678
Book / Page	3587 / 678
Instrument Date	Aug 25, 2019
Instrument	10044544
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 BORGO CT, HAVELOCK, NC 28532-9410

Mortgage

Document Number	3587/681
Date	Oct 8, 2019
Book Page	3587/681
Instrument	10044545

Lender

Name	ATLANTIC BAY MORTGAGE GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,138.00 (+0.89%)	$213,670 (+0.89%) Land $50,000 Building $163,670	$213,670 (+0.89%) Land $50,000 Building $163,670
2025	$1,128.00 (+1.08%)	$211,780 (-) Land $50,000 Building $161,780	$211,780 (-) Land $50,000 Building $161,780
2023	$1,116.00 (+6.59%)	$211,780 (+34.1%) Land $50,000 Building $161,780	$211,780 (+34.1%) Land $50,000 Building $161,780
2022	$1,047.00	$157,930 Land $41,000 Building $116,930
2018			$157,930 Land $41,000 Building $116,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	34 (1992–2018)
Claims Outside the SFHA	13 of 34
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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