2135 Bluff Oak Dr, Cary, NC 27519 Property Records

Wake County property record for 2135 Bluff Oak Dr, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,380 sqft · built 2014
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2020)
Tax Bill	$5,113 (2023)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0725.02-78-8048 0412714`

Property Details

APN / Parcel Number

Primary APN	`0725.02-78-8048 0412714`
Alternative APN	`0412714`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,380 sqft Heated Area
Attic Area	458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.139 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0412714
Street Address	2135 BLUFF OAK DR
City	CARY
State	NC
Zip	27519-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LOV312 VILLAGE SQUARE AT AMBERLY PHF1 BM2012-00853
Legal Township	20
Legal Subdivision	VILLAGE SQUARE/AMBERLY PH F1
Legal Lot Number	V312
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3016
Census Tract	53617

Owner

2135 Bluff Oak Dr is owned and occupied by an individual who bought it in November 2020.

Source: Wake County records, as of April 18, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2135 BLUFF OAK DR, CARY, NC 27519-0105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage CF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Prior Sale	Mar 28, 2014 · Amount on File
Deed Document Number	0018200130
Deed Book / Page	18200 / 130
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2135 BLUFF OAK DR, CARY, NC 27519-0105
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017883/812
Date	May 26, 2020
Book Page	17883/812

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Nov 20, 2020
Property Address	2135 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	182000130
Book / Page	18200 / 130
Map Reference	MB 2012 PG 851-854
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 GREAT BYNUM DR, 238, APEX, NC 27523-9610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLUFF OAK DR, CARY, NC 27519-0105

Mortgage

Document Number	18200133
Date	Nov 20, 2020
Instrument	18200/133

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2135 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	174712450
Instrument Date	Jun 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 24, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2135 BLUFF OAK DR CARY NC 275190105, CARY, NC 27519-0105

Mortgage

Document Number	174712450
Date	Jun 13, 2019
Book Page	017471/002450

Lender

Name	CF BK
Type	Bank
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,113.00	$508,316 Land $85,000 Building $423,316	$508,316 Land $85,000 Building $423,316

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2135 Bluff Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2135 Bluff Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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