2131 Bluff Oak Dr, Cary, NC 27519 Property Records

Wake County property record for 2131 Bluff Oak Dr, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,519 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$916,000 (Feb 2022)
Tax Bill	$5,382 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0725.02-78-9056 0412712`

Property Details

APN / Parcel Number

Primary APN	`0725.02-78-9056 0412712`
Alternative APN	`0412712`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,519 sqft Heated Area
Gross Area	3,367 sqft
Attic Area	456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0412712
Street Address	2131 BLUFF OAK DR
City	CARY
State	NC
Zip	27519-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LOV310 VILLAGE SQUARE AT AMBERLY PHF1 BM2012-00853
Legal Township	20
Legal Subdivision	VILLAGE SQUARE/AMBERLY PH F1
Legal Lot Number	V310
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3016
Census Tract	53617

Owner

Source: Wake County records, as of April 18, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2131 BLUFF OAK DR, CARY, NC 27519-0105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Feb 11, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jul 22, 2014 · Amount on Record
Deed Document Number	0189152362
Deed Book / Page	18915 / 2362
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2131 BLUFF OAK DR, CARY, NC 27519-0105
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 BLUFF OAK DR, CARY, NC 27519-0105

Mortgage

Document Number	18794/2645
Date	Nov 12, 2021
Book Page	18794/2645

Lender

Name	FIRST BANK
Type	Bank
Address	DUDLEY, NC 28333

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 11, 2022
Property Address	2131 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	18915/2362
Book / Page	18915 / 2362
Map Reference	MB 2012 PG 851-854
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9028 LEVERTON LN, 9028, RALEIGH, NC 27615-5206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2131 BLUFF OAK DR, CARY, NC 27519-0105
Investor	Possibly a Property Investor

Mortgage

Document Number	0189152364
Date	Feb 11, 2022
Instrument	18915/2364

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,382.00	$535,196 Land $85,000 Building $450,196	$535,196 Land $85,000 Building $450,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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