2143 Bluff Oak Dr, Cary, NC 27519 Property Records

Wake County property record for 2143 Bluff Oak Dr, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,755 sqft · built 2013
Lot Size	0.139 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Oct 2018)
Tax Bill	$4,385 (2023)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0725.02-78-6120 0412718`

Property Details

APN / Parcel Number

Primary APN	`0725.02-78-6120 0412718`
Alternative APN	`0412718`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,755 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,098 sqft (0.139 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	304 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0412718
Street Address	2143 BLUFF OAK DR
City	CARY
State	NC
Zip	27519-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LOV316 VILLAGE SQUARE AT AMBERLY PHF1 BM2012-00853
Legal Township	20
Legal Subdivision	VILLAGE SQUARE/AMBERLY PH F1
Legal Lot Number	V316
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3016
Census Tract	53617

Owner

2143 Bluff Oak Dr is owned and occupied by two individuals who bought it in October 2018.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Individual Names on File
Mailing Address	2143 BLUFF OAK DR, CARY, NC 27519-0105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Oct 12, 2018	Warranty Deed, Transfer · Conventional Mortgage IVY MTG
Feb 21, 2017	Warranty Deed, Transfer · Conventional with PMI CORRIDOR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	0017266946
Deed Book / Page	17266 / 946
Record Updated	Jun 7, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2143 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	175901379
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2143 BLUFF OAK DR CARY NC 275190105, CARY, NC 27519-0105

Mortgage

Document Number	175901379
Date	Sep 27, 2019
Book Page	017590/001379

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Oct 12, 2018
Property Address	2143 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	172660946
Book / Page	017266 / 000946
Instrument Date	Oct 11, 2018
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2143 BLUFF OAK DR CARY NC 275190105, CARY, NC 27519-0105

Mortgage

Document Number	172660948
Date	Oct 12, 2018
Book Page	017266/000948

Lender

Name	IVY MTG
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Feb 21, 2017
Property Address	2143 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	166992785
Book / Page	016699 / 002785
Instrument Date	Feb 16, 2017
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2143 BLUFF OAK DR CARY NC 275190105, CARY, NC 27519-0105

Mortgage

Document Number	166992787
Date	Feb 21, 2017
Book Page	016699/002787

Lender

Name	CORRIDOR MTG
Type	Mortgage Company
Address	MARRIOTTSVILLE, MD 21104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,385.00	$435,640 Land $85,000 Building $350,640	$435,640 Land $85,000 Building $350,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2143 Bluff Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2143 Bluff Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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