2127 Bluff Oak Dr, Cary, NC 27519 Property Records

Wake County property record for 2127 Bluff Oak Dr, Cary, NC 27519

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,380 sqft · built 2014
Lot Size	0.13 acres (5,663 sqft)
Owner	Owner Name on File
Last Sale	$453,000 (Jul 2014)
Tax Bill	$5,123 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0725.02-88-0055 0412709`

Property Details

APN / Parcel Number

Primary APN	`0725.02-88-0055 0412709`
Alternative APN	`0412709`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,380 sqft Heated Area
Attic Area	458 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,663 sqft (0.13 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	345 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0412709
Street Address	2127 BLUFF OAK DR
City	CARY
State	NC
Zip	27519-0105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMFP
Legal Description	LOV308 VILLAGE SQUARE AT AMBERLY PHF1 BM2012-00853
Legal Township	20
Legal Subdivision	VILLAGE SQUARE/AMBERLY PH F1
Legal Lot Number	V308
Jurisdiction	WAKE NC
Township / Civil Division	WHITE OAK
Census Block Group	3
Census Block	3016
Census Tract	53617

Owner

The current owner of 2127 Bluff Oak Dr bought it in July 2014.

Source: Wake County records, as of April 18, 2024

Owner of Record	Owner Name on File
Mailing Address	2127 BLUFF OAK DR, CARY, NC 27519-0105
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Last Sale	Jul 22, 2014 · Amount on File
Deed Sale	Jul 22, 2014 · Amount on File
Deed Document Number	0157262707
Deed Book / Page	15726 / 2707
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2127 BLUFF OAK DR, CARY, NC 27519-0105
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	185742360
Date	Jun 29, 2021
Book Page	18574/2360

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2127 BLUFF OAK DR, CARY, NC 27519-0105
Document Number	170231635
Book / Page	017023 / 001635
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 24, 2018
Title Company	STEWART TITLE COMPANY-1755

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2127 BLUFF OAK DR CARY NC 275190105, CARY, NC 27519-0105

Mortgage

Document Number	170231635
Date	Jan 19, 2018
Book Page	017023/001635

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cary Town
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,123.00	$509,369 Land $85,000 Building $424,369	$509,369 Land $85,000 Building $424,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2127 Bluff Oak Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2127 Bluff Oak Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CARY serves 227,300 people · EPA ID NC0392020
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · May 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bluff Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures