21327 Emerald Dr, Germantown, MD 20876 Property Records

Montgomery County property record for 21327 Emerald Dr, Germantown, MD 20876

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,778 sqft · built 1996
Lot Size	0.16 acres (6,974 sqft)
Owner	2 Individual Names on File
Last Sale	$710,000 (Jun 2025)
Tax Bill	$6,163 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02976443`

Property Details

APN / Parcel Number

Primary APN	`02-02976443`
Alternative APN	`02976443`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,778 sqft Living Area
Gross Area	3,198 sqft
1st Floor Area	1,159 sqft
Basement Area	620 sqft
Finished Basement	620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,974 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02976443
Street Address	21327 EMERALD DR
City	GERMANTOWN
State	MD
Zip	20876-5940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	MILESTONE
Legal Subdivision	MILESTONE
Legal Block	Y
Legal Lot Number	18
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	700314

Owner

21327 Emerald Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21327 EMERALD DR, GERMANTOWN, MD 20876-5940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Jul 14, 2004 · Amount on File
Deed Book / Page	69229 / 166
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	21327 EMERALD DR, GERMANTOWN, MD 20876-5940
Document Number	0596290200
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21327 EMERALD DR GERMANTOWN MD 208765940, GERMANTOWN, MD 20876-5940

Mortgage

Document Number	0596290200
Date	May 21, 2020
Book Page	059629/000200

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21327 Emerald Dr was $6,163.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,867 (+2.16%)	$572,700 (-) Land $150,600 Building $422,100
2025	$6,163.00	$549,033	$572,700 Land $150,600 Building $422,100
2023		$512,700	$537,200 Land $150,600 Building $386,600
2022	$5,102.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21327 Emerald Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21327 Emerald Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20