Montgomery County property record for 21322 Emerald Dr, Germantown, MD 20876
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,924 sqft · built 1995 |
| Lot Size | 0.251 acres (10,927 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Aug 1999) |
| Tax Bill | $6,499 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Oct 2021 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03001650 |
| Primary APN | 02-03001650 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,924 sqft Living Area |
| Gross Area | 3,364 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,927 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03001650 |
|---|---|
| Street Address | 21322 EMERALD DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20876-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MILESTONE |
| Legal Subdivision | MILESTONE |
| Legal Block | X |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700314 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit GOODLEAP LLC |
| Oct 27, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Apr 6, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Feb 16, 2017 | Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA |
| Mar 5, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| May 6, 2019 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jul 28, 2018 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Jul 1, 2017 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 1999 · Amount on Record |
| Deed Sale | Aug 18, 1999 · Amount on Record |
| Prior Sale | Feb 12, 1996 · Amount on Record |
| Deed Document Number | 1999158150 |
| Deed Book / Page | 17414 / 598 |
| Last Transfer Date | Oct 4, 2006 |
| Transfer Doc | 0333390295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 22, 2026 |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 7051000244 |
| Book / Page | 70517 / 244 |
| Instrument Date | May 8, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Investor | Possibly a Property Investor |
| Document Number | 7051000244, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 70517/244 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 3, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0644020135 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 64402/135 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | HAMILTON, GA 31811 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0624360145 |
|---|---|
| Date | Apr 6, 2021 |
| Book Page | 62436/145 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | NANTICOKE, MD 21840 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SWAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0538220227 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 53822/227 |
| Name | CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20850 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0596510178 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR GERMANTOWN MD 208765941, GERMANTOWN, MD 20876-5941 |
| Document Number | 0596510178 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 059651/000178 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0577180052 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR GERMANTOWN MD 208765941, GERMANTOWN, MD 20876-5941 |
| Document Number | 0577180052 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 057718/000052 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0564720446 |
| Instrument Date | Jul 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR GERMANTOWN MD 208765941, GERMANTOWN, MD 20876-5941 |
| Document Number | 0564720446 |
|---|---|
| Date | Aug 15, 2018 |
| Book Page | 056472/000446 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21322 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0547890448 |
| Book / Page | 054789 / 000448 |
| Instrument Date | Jul 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 21322 EMERALD DR GERMANTOWN MD 208765941, GERMANTOWN, MD 20876-5941 |
| Document Number | 0547890448 |
|---|---|
| Date | Aug 29, 2017 |
| Book Page | 054789/000448 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 28, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $590,633 (+2.14%) | $603,000 (-) Land $160,500 Building $442,500 | |
| 2025 | $6,499.00 (-6.65%) | $578,267 (+7.24%) | $603,000 (+6.56%) Land $160,500 Building $442,500 |
| 2024 | $6,962.00 (+29.62%) | ||
| 2023 | $539,233 | $565,900 Land $160,600 Building $405,300 | |
| 2022 | $5,371.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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