Montgomery County property record for 21331 Emerald Dr, Germantown, MD 20876
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,764 sqft · built 1995 |
| Lot Size | 0.281 acres (12,242 sqft) |
| Owner | Individual Name on File |
| Last Sale | $539,900 (Jun 2020) |
| Tax Bill | $6,828 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02976272 |
| Primary APN | 02-02976272 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,764 sqft Living Area |
| Gross Area | 3,204 sqft |
| 1st Floor Area | 1,264 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 12,242 sqft (0.281 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02976272 |
|---|---|
| Street Address | 21331 EMERALD DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20876-5940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MILESTONE |
| Legal Subdivision | MILESTONE |
| Legal Block | Y |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 700314 |
21331 Emerald Dr is owned and occupied by an individual who bought it in June 2020.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21331 EMERALD DR, GERMANTOWN, MD 20876-5940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Apr 9, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2020 · Amount on File |
| Deed Sale | Jun 22, 2020 · Amount on File |
| Prior Sale | Apr 9, 2019 · Amount on File |
| Deed Book / Page | 59873 / 97 |
| Prior Transfer Date | Jun 27, 2012 |
| Prior Transfer Doc | 0451090024 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jun 22, 2020 |
| Property Address | 21331 EMERALD DR, GERMANTOWN, MD 20876-5940 |
| Document Number | 0598730097 |
| Book / Page | 59873 / 97 |
| Map Reference | MB 165 PL 687 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | COVENANT TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,098.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12810 WISTERIA DR STE 300, 12810, GERMANTOWN, MD 20874-2657 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 21331 EMERALD DR, GERMANTOWN, MD 20876-5940 |
| Document Number | 59873104 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 59873/104 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 9, 2019 |
| Property Address | 21331 EMERALD DR, GERMANTOWN, MD 20876-5940 |
| Document Number | 0574160391 |
| Book / Page | 057416 / 000391 |
| Instrument Date | Mar 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12810 WISTERIA DR #300 GERMANTOWN MD 208742657, 300, GERMANTOWN, MD 20874-2657 |
The 2025 property tax bill for 21331 Emerald Dr was $6,828, down 6.2% from the year before.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $620,167 (+2.2%) | $633,500 (-) Land $162,500 Building $471,000 | |
| 2025 | $6,828.00 (-6.2%) | $606,833 | $633,500 Land $162,500 Building $471,000 |
| 2024 | $7,279.00 | ||
| 2023 | $557,133 | $593,500 Land $162,700 Building $430,800 | |
| 2022 | $5,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21331 Emerald Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21331 Emerald Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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