Montgomery County property record for 21326 Emerald Dr, Germantown, MD 20876
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,838 sqft · built 1996 |
| Lot Size | 0.146 acres (6,355 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $465,000 (May 2016) |
| Tax Bill | $6,859 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03001672 |
| Primary APN | 02-03001672 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,838 sqft Living Area |
| Gross Area | 3,258 sqft |
| 1st Floor Area | 1,225 sqft |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,355 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 40 sqft |
| Deck Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 03001672 |
|---|---|
| Street Address | 21326 EMERALD DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20876-5941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | MILESTONE |
| Legal Subdivision | MILESTONE |
| Legal Block | X |
| Legal Lot Number | 33 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 700314 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21326 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2016 · Amount on Record |
| Deed Sale | May 26, 2016 · Amount on Record |
| Prior Sale | Jun 6, 1996 · Amount on Record |
| Deed Book / Page | 52116 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 30, 2026 |
| Property Address | 21326 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0704260200 |
| Book / Page | 70426 / 200 |
| Instrument Date | Nov 6, 2023 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 21326 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 7042000200, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 70426/200 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 7.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 21326 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 21326 EMERALD DR, GERMANTOWN, MD 20876-5941 |
| Document Number | 0632390458 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 63239/458 |
| Name | CONGRESSIONAL BANK |
|---|---|
| Type | Bank |
| Address | CHEVY CHASE, MD 20815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 1, 2036 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $623,467 (+2.29%) | $637,400 (-) Land $148,800 Building $488,600 | |
| 2025 | $6,859.00 (+21.87%) | $609,533 (+7.74%) | $637,400 (+7.02%) Land $148,800 Building $488,600 |
| 2023 | $565,733 | $595,600 Land $148,800 Building $446,800 | |
| 2022 | $5,628.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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