21316 Centennial St, Saint Clair Shores, MI 48081 Property Records

Macomb County property record for 21316 Centennial St, Saint Clair Shores, MI 48081

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,068 sqft · built 1955
Lot Size0.159 acres (6,926 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jun 2023)
Tax Bill$4,897 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jun 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-14-22-177-013

Property Details

APN / Parcel Number

Primary APN09-14-22-177-013
Alternative APN
  • 1422177013

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,068 sqft Living Area
1st Floor Area1,068 sqft
Basement Area1,068 sqft
Unfinished Basement1,068 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Lot Area6,926 sqft (0.159 acres)
Lot Dimensions138 ft deep x 50 ft wide
Garage TypeDetached
Garage Area448 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address21316 CENTENNIAL ST
CitySAINT CLAIR SHORES
StateMI
Zip48081-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionCENTENNIAL FARM SUB'N NO. 2 (L30, P36) LOT 88
Legal SubdivisionCENTENNIAL FARM SUB
Legal Lot Number88
JurisdictionMACOMB MI
Township / Civil DivisionST. CLAIR SHORES
Census Block Group2
Census Block2011
Census Tract251300

Owner

21316 Centennial St is owned and occupied by an individual who bought it in June 2023.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST STATE BANK
Jun 7, 2022Intrafamily Transfer, Transfer
Jun 7, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 30, 2023 · Amount on File
Deed SaleJun 30, 2023 · Amount on File
Deed Document Number202356417
Deed Book / Page29190 / 620
Prior Transfer DateJul 30, 2012
Prior Transfer Doc0000073324
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJun 30, 2023
Property Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109
Document Number2300056417
Book / Page29190 / 620
Map ReferenceLB 30 PG 36
Instrument DateJun 26, 2023
Instrument202300056417
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26355 WOODMONT ST, ROSEVILLE, MI 48066-3213

Transferred To (Grantee/Buyer)

NameVerified Name
Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109

Mortgage

Document Number2300056189
DateJun 30, 2023
Book Page29189/280
Instrument202300056189
Lender
NameFIRST STATE BANK
TypeBank
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2053

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJun 7, 2022
Property Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109
Document Number2200073325
Book / Page28648 / 113
Map ReferenceLB 30 PG 36
Instrument DateJul 30, 2012
Instrument202200073325
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21316 CENTENNIAL ST, 21316, SAINT CLAIR SHORES, MI 48081-3109

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOMB MI
Recording DateJun 7, 2022
Property Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109
Document Number2200073324
Book / Page28648 / 112
Map ReferenceLB 30 PG 36
Instrument DateJul 30, 2012
Instrument202200073324
Transaction TypeTransfer
Record UpdatedJun 27, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21316 CENTENNIAL ST, 21316, SAINT CLAIR SHORES, MI 48081-3109

Transferred To (Grantee/Buyer)

NameVerified Name
Address21316 CENTENNIAL ST, SAINT CLAIR SHORES, MI 48081-3109

Tax Assessment & Valuation

The 2025 property tax bill for 21316 Centennial St was $4,897 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
MunicipalitySt. Clair Shores City
Unified School DistrictLakeview Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$109,000 (+5.72%)$218,000 (+5.72%)
2025$4,897.00 Homeowner's exemption$103,100$206,200
2023$87,100$174,200
2022$2,369.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21316 Centennial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21316 Centennial St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ST. CLAIR SHORES
serves 59,715 people · EPA ID MI0006280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 765 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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