2131 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2131 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,619 sqft · built 2012
Lot Size	0.233 acres (10,136 sqft)
Owner	Individual Name on Record
Last Sale	$100 (Feb 2015)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Dec 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2131`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2131`
Alternative APNs	`25-221-42600-000-2131` `1048254`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,619 sqft Living Area
Gross Area	4,071 sqft
1st Floor Area	2,619 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	10,136 sqft (0.233 acres)
Lot Dimensions	169 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	744 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	420 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2131 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2131 PH ONE OF OLDE TOWNE AT SANDESTIN PB 8-48 OR 1790-85 OR 2281-148 OR 2676-2816 OR 2830-2272 OR 2851-3950 OR 2866-3629 ALSO: COM AT NW/C OF LOT 2131 PH ONE OLDE TOWNE SANDESTIN, N 01 DEG 0250E 44.94FT, S 78 DEG 1611E 123.06FT, S 65 DEG 5346E 5
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN
Legal Phase	2131
Legal Block	21
Legal Lot Number	2131
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2131 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2017	Deed of Trust, Mortgage · ARM FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2015 · Amount on Record
Deed Sale	Feb 1, 2015 · Amount on Record
Prior Sale	Jun 3, 2014 · Amount on Record
Deed Book / Page	2972 / 2392
Last Transfer Date	Oct 4, 2019
Transfer Doc	0031274805
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2131 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030464639
Date	Jul 17, 2017
Book Page	3046/4639
Instrument	20170023256

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.49%
Index	1-Year LIBOR
Max Rate	8.49%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Dec 20, 2019
Property Address	2131 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Document Number	0031274805
Book / Page	003127 / 004805
Instrument Date	Oct 4, 2019
Instrument	44632
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2131 OLDE TOWNE AVE MIRAMAR BEACH FL 325506503, MIRAMAR BEACH, FL 32550-6503

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2131 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Document Number	0030692545
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2131 OLDE TOWNE AVE MIRAMAR BEACH FL 325506503, MIRAMAR BEACH, FL 32550-6503

Mortgage

Document Number	0030692545
Date	Apr 2, 2018
Book Page	003069/002545
Instrument	10328

Lender

Name	SYNOVUS BK/FL
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,051.00 (+1.96%) Homeowner's exemption Widower's exemption	$602,703 (-46.51%)	$983,351 (-12.73%) Land $480,000 Building $503,351
2024	$4,954.00 (+3.79%)
2023	$4,773.00 (+0.32%) Homeowner's exemption	$1,126,774 (+26.51%) Land $181,936 Building $944,838	$1,126,774 (+26.51%) Land $181,936 Building $944,838
2022	$4,758.00 Homeowner's exemption	$890,639 Land $201,949 Building $688,690	$890,639 Land $201,949 Building $688,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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