2121 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2121 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,442 sqft · built 2000
Lot Size	0.237 acres (10,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$950,000 (Mar 2026)
Tax Bill	$4,121 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2121`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2121`
Alternative APNs	`25-221-42600-000-2121` `1048244`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,442 sqft Living Area
Gross Area	3,238 sqft
1st Floor Area	1,208 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,319 sqft (0.237 acres)
Lot Dimensions	172 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	336 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2121 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-6503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2121 OLDE TOWNE AT SANDESTIN PH 1 PB 8-48 OR 1085-235 & -239 OR 1567-36 OR 1827-224 OR 1950-247 OR 2974-4106 OR 3361-374
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PH 1
Legal Phase	1
Legal Block	21
Legal Lot Number	2121
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10497 RALEIGH LAGRANGE RD E, EADS, TN 38028-7941
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 5, 2026	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Prior Sale	Jun 9, 2025 · Amount on Record
Deed Document Number	20268454
Deed Book / Page	3389 / 2877
Prior Transfer Date	Mar 10, 2015
Prior Transfer Doc	0029744106
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	May 11, 2026
Property Address	2121 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Document Number	0000018938
Book / Page	3397 / 3609
Instrument Date	Apr 23, 2026
Instrument	202618938
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018938,
Date	May 11, 2026
Book Page	3397/3609
Instrument	202618938

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 16, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 5, 2026
Property Address	2121 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6503
Document Number	0033892877
Book / Page	3389 / 2877
Map Reference	MB 8 PG 48
Instrument Date	Mar 4, 2026
Instrument	20260008454
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1637 SAN MARINA BLVD, MIRAMAR BEACH, FL 32550-5811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10497 RALEIGH LAGRANGE RD E, EADS, TN 38028-7941
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,121.00 (+1.98%)	$494,682 (-42.5%)	$776,273 (-9.76%) Land $400,000 Building $376,273
2024	$4,041.00 (+3.83%)
2023	$3,892.00 (+1.22%) Homeowner's exemption	$860,263 (+24.44%) Land $151,613 Building $708,650	$860,263 (+24.44%) Land $151,613 Building $708,650
2022	$3,845.00 Homeowner's exemption	$691,328 Land $168,291 Building $523,037	$691,328 Land $168,291 Building $523,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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