2122 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2122 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,266 sqft · built 2003
Lot Size	0.252 acres (10,977 sqft)
Owner	Company Name on File
Last Sale	$950,000 (Jan 2025)
Tax Bill	$5,855 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2122`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2122`
Alternative APNs	`25-221-42600-000-2122` `1048245`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,266 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	2,266 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	10,977 sqft (0.252 acres)
Lot Dimensions	183 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	364 sqft
Driveway	Brick Driveway
Porch	Slab
Porch Area	370 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2122 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2122 PHASE 1 OLDE TOWNE CRYSTAL LAKE AT SANDESTIN PB 8-48 OR 1827-224 OR 2160-1 OR 2348-1753 OR 2409-1076 OR 2561-804 OR 2561-806 OR 2988-1982 OR 3039-3949 OR 3347-1496
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN
Legal Phase	1
Legal Block	21
Legal Lot Number	2122
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

2122 Olde Towne Ave is owned by a company that bought it in January 2025.

Source: Walton County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	196 MORGAN MILL RD, BROOKS, GA 30205-1626
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH
Apr 28, 2017	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2025 · Amount on File
Deed Sale	Jan 14, 2025 · Amount on File
Prior Sale	Apr 28, 2017 · Amount on File
Deed Document Number	20251477
Deed Book / Page	3347 / 1496
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	2122 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4525
Document Number	0030471320
Book / Page	003047 / 001320
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 NORTON PL CLINTON MS 390569477, CLINTON, MS 39056-9477

Mortgage

Document Number	0030471320
Date	Jul 19, 2017
Book Page	003047/001320
Instrument	23697

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2037

Interest

Rate Type	Adjustable Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 28, 2017
Property Address	2122 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-4525
Document Number	0030393949
Book / Page	003039 / 003949
Instrument Date	Apr 27, 2017
Instrument	13515
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Tax	$4,550.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2122 OLDE TOWNE AVE MIRAMAR BEACH FL 325504525, MIRAMAR BEACH, FL 32550-4525

Tax Assessment & Valuation

The 2025 property tax bill for 2122 Olde Towne Ave was $5,855, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,855.00 (+1.91%)	$686,584	$842,386 Land $400,000 Building $442,386
2024	$5,745.00 (+3.74%)
2023	$5,538.00 (+1.17%) Homeowner's exemption	$1,000,495 (+27.12%) Land $151,613 Building $848,882	$1,000,495 (+27.12%) Land $151,613 Building $848,882
2022	$5,474.00 Homeowner's exemption	$787,022 Land $168,291 Building $618,731	$787,022 Land $168,291 Building $618,731

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2122 Olde Towne Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2122 Olde Towne Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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