2128 Olde Towne Ave, Miramar Beach, FL 32550 Property Records

Walton County property record for 2128 Olde Towne Ave, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,633 sqft · built 1991
Lot Size	0.145 acres (6,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Dec 2022)
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42600-000-2128`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42600-000-2128`
Alternative APNs	`25-221-42600-000-2128` `1048251`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,633 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	798 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2006
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	804 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2128 OLDE TOWNE AVE
City	MIRAMAR BEACH
State	FL
Zip	32550-6502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2128 OLDE TOWN AT SANDESTIN PHASE I OR 914-141 OR 1446-85 OR 1713-103 OR 1958-163 OR 2060-19 OR 2519-876 OR 2848-124 OR 3051-2736 OR 3175-3505 OR 3278-1341 OR 3278-1341
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	SANDESTIN PHASE I
Legal Phase	1
Legal Block	21
Legal Lot Number	2128
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2001
Census Tract	950607

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3653 BLAKEFORD WAY, MARIETTA, GA 30062-5394
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Dec 29, 2020	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Jan 17, 2023	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO
Sep 5, 2017	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2022 · Amount on Record
Deed Sale	Dec 27, 2022 · Amount on Record
Prior Sale	Dec 29, 2020 · Amount on Record
Deed Document Number	202254648
Deed Book / Page	3276 / 2446
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	0028480124
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 27, 2022
Property Address	2128 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6502
Document Number	0032762446
Book / Page	3276 / 2446
Map Reference	MB 8 PG 48
Instrument Date	Dec 19, 2022
Instrument	20220054648
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2595 GLENN BROOKE DR, AUBURN, AL 36830-8455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3653 BLAKEFORD WAY, MARIETTA, GA 30062-5394

Mortgage

Document Number	0032762447
Date	Dec 27, 2022
Instrument	3276/2447

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 29, 2020
Property Address	2128 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6502
Document Number	0031753505
Book / Page	003175 / 003505
Instrument Date	Dec 28, 2020
Instrument	53865
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 GLENN BROOKE DR AUBURN AL 368308455, AUBURN, AL 36830-8455

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 17, 2023
Property Address	2128 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6502
Document Number	0032781341
Book / Page	3278 / 1341
Map Reference	MB 2084 PG 127
Instrument Date	Dec 28, 2020
Instrument	20230001801
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15333 E WESTRIDGE DR, FOUNTAIN HILLS, AZ 85268-5825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2595 GLENN BROOKE DR, AUBURN, AL 36830-8455

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 5, 2017
Property Address	2128 OLDE TOWNE AVE, MIRAMAR BEACH, FL 32550-6502
Document Number	0030512736
Book / Page	003051 / 002736
Instrument Date	Aug 31, 2017
Instrument	29412
Transaction Type	Transfer
Record Updated	Sep 18, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,569.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15333 E WESTRIDGE DR FOUNTAIN HILLS AZ 852685825, FOUNTAIN HILLS, AZ 85268-5825

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,876.00 (-5.39%)	$650,330 (-11.57%) Land $340,000 Building $310,330	$650,330 (-11.57%) Land $340,000 Building $310,330
2024	$6,211.00 (-7.05%)
2023	$6,682.00 (+29.25%)	$735,415 (+22.83%) Land $151,613 Building $583,802	$735,415 (+22.83%) Land $151,613 Building $583,802
2022	$5,170.00	$598,702 Land $168,291 Building $430,411	$598,702 Land $168,291 Building $430,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 65 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	271 units insured incl. 206 condo units
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Wildstar Networks.

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