213 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 213 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	1,850 sqft · built 1980
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$247,800 (Nov 2018)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4790000B0004000R`

Property Details

APN / Parcel Number

Primary APN	`4790000B0004000R`
Alternative APNs	`R21050` `21050`

Interior

Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,326 sqft
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1982
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	20 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	213 SUMMIT RIDGE DR
City	ROCKWALL
State	TX
Zip	75087-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	RIDGE ROAD VILLAGE, BLOCK B, LOT 4
Legal Subdivision	RIDGE ROAD VILLAGE
Legal Tract	4
Legal Block	B
Legal Lot Number	4
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1026
Census Tract	40303

Owner

213 Summit Ridge Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Nov 1, 2018	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Oct 12, 2017	Warranty Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on File
Deed Sale	Nov 1, 2018 · Amount on File
Prior Sale	Oct 12, 2017 · Amount on File
Deed Document Number	201819449
Prior Transfer Date	Oct 30, 2018
Prior Transfer Doc	0000019449
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

Mortgage

Document Number	0000002906
Date	Feb 27, 2023
Instrument	20230000002906

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Nov 1, 2048

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 1, 2018
Property Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000019449
Map Reference	CAB A SL 35
Instrument Date	Oct 30, 2018
Instrument	20180000019449
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	189 ROCKSPRAY RDG, 189, PEACHTREE CITY, GA 30269-2491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

Mortgage

Document Number	0000019450
Date	Nov 1, 2018
Instrument	20180000019450

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Oct 12, 2017
Property Address	213 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000019132
Instrument Date	Oct 10, 2017
Instrument	19132
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	213 SUMMIT RIDGE DR ROCKWALL TX 750874229, ROCKWALL, TX 75087-4229

Mortgage

Document Number	19133
Date	Oct 12, 2017
Instrument	19133

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 213 Summit Ridge Dr was $3,879 with a homeowner's exemption, down 2.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,413 (+4.5%) Land $176,000 Building $180,413	$356,413 (-5.12%) Land $176,000 Building $180,413
2025	$3,879.00 (-2.19%) Homeowner's exemption	$341,077	$375,653 Land $184,000 Building $191,653
2024	$3,966.00 (+16.89%)
2023	$3,393.00 Homeowner's exemption	$342,376 Land $182,000 Building $160,376	$342,376 Land $182,000 Building $160,376
2021	$4,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 213 Summit Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 213 Summit Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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