212 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 212 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property TypeSingle Family Home
Details1,977 sqft · built 1985
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Tax Bill$841 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN4790000A0005000R

Property Details

APN / Parcel Number

Primary APN4790000A0005000R
Alternative APNs
  • R21041
  • 21041

Interior

Stories1 Story
Building Area1,977 sqft Living Area
Gross Area3,111 sqft
1st Floor Area1,977 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area575 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area583 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address212 SUMMIT RIDGE DR
CityROCKWALL
StateTX
Zip75087-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF2
Legal DescriptionRIDGE ROAD VILLAGE, BLOCK A, LOT 5
Legal SubdivisionRIDGE ROAD VILLAGE
Legal BlockA
Legal Lot Number5
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHWEST ROCKWALL
Census Block Group1
Census Block1025
Census Tract40303

Owner

212 Summit Ridge Dr is owned and occupied by two individuals who acquired it in September 2007.

Source: Rockwall County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address212 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Mar 26, 2020Deed of Trust, Mortgage · Stand-Alone First Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 27, 2007
Transfer Doc0000386250
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address212 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014205
DateJul 31, 2017
Instrument20170000014205
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 18, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address212 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005855
DateMar 26, 2020
Instrument20200000005855
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 212 Summit Ridge Dr was $841 with exemptions applied.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$370,200 (+3.98%) Land $176,000 Building $194,200$370,200 (-5.3%) Land $176,000 Building $194,200
2025$841.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$356,040$390,917 Land $184,000 Building $206,917
2024$841.00
2023$841.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$365,486 Land $182,000 Building $183,486$365,486 Land $182,000 Building $183,486
2021$2,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 212 Summit Ridge Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (2018–2026)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 212 Summit Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROCKWALL
serves 55,250 people · EPA ID TX1990001
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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