209 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 209 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,812 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$303,163 (May 2024)
Tax Bill	$6,759 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4790000B0006000R`

Property Details

APN / Parcel Number

Primary APN	`4790000B0006000R`
Alternative APNs	`R21052` `21052`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,812 sqft Living Area
Gross Area	3,709 sqft
1st Floor Area	2,812 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	567 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	362 sqft
Patio Area	556 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	209 SUMMIT RIDGE DR
City	ROCKWALL
State	TX
Zip	75087-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	RIDGE ROAD VILLAGE, BLOCK B, LOT 6
Legal Subdivision	RIDGE ROAD VILLAGE
Legal Tract	6
Legal Block	B
Legal Lot Number	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1026
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 17, 2021	Warranty Deed, Transfer FLAIR TEXAS TITLE
Mar 28, 2019	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 3, 2018	Vendor's Lien, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2024 · Amount on Record
Deed Sale	May 20, 2024 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20248814
Prior Transfer Date	Nov 12, 2021
Prior Transfer Doc	0000031380
Record Updated	Sep 20, 2026

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Nov 17, 2021
Property Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000031380
Map Reference	CAB A SL 35
Instrument Date	Nov 12, 2021
Instrument	20210000031380
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

Mortgage

Document Number	0000031381
Date	Nov 17, 2021
Instrument	20210000031381

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Nov 17, 2021
Property Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000031379
Map Reference	CAB A SL 35
Instrument Date	Oct 21, 2021
Instrument	20210000031379
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FLAIR TEXAS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 28, 2019
Property Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000004364
Map Reference	CAB A SL 35
Instrument Date	Mar 27, 2019
Instrument	20190000004364
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7816 LAUGHING WATERS TRL, 7816, MCKINNEY, TX 75070-6057

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229

Mortgage

Document Number	0000004365
Date	Mar 28, 2019
Instrument	20190000004365

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jul 3, 2018
Property Address	209 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4229
Document Number	0000011736
Map Reference	CAB A SL 35
Instrument Date	Jul 2, 2018
Instrument	20180000011736
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9415 MCNEIL DR APT 514, 9415, AUSTIN, TX 78750-8556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7816 LAUGHING WATERS TRL, MC KINNEY, TX 75070-6057

Mortgage

Document Number	0000011737
Date	Jul 3, 2018
Instrument	20180000011737

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000011737
Date	Jul 3, 2018
Instrument	20180000011737

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$495,930 (-5.33%) Land $176,000 Building $319,930	$495,930 (-5.33%) Land $176,000 Building $319,930
2025	$6,759.00 (+44.36%) Homeowner's exemption	$523,863 (-4.75%) Land $184,000 Building $339,863	$523,863 (-4.75%) Land $184,000 Building $339,863
2024	$4,682.00 (-31.71%)
2023		$549,993 Land $182,000 Building $367,993	$549,993 Land $182,000 Building $367,993
2021	$6,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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