216 Summit Ridge Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 216 Summit Ridge Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,228 sqft · built 1985
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,700 (Oct 2019)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4790000A0003000R`

Property Details

APN / Parcel Number

Primary APN	`4790000A0003000R`
Alternative APNs	`R21039` `21039`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	2,228 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1987
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	166 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	216 SUMMIT RIDGE DR
City	ROCKWALL
State	TX
Zip	75087-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF2
Legal Description	RIDGE ROAD VILLAGE, BLOCK A, LOT 3
Legal Subdivision	RIDGE ROAD VILLAGE
Legal Block	A
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1025
Census Tract	40303

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	216 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2018	Deed of Trust, Mortgage · Line of Credit SOUTHWEST AIRLINES FCU
Oct 1, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Aug 22, 2013 · Amount on Record
Deed Document Number	201917385
Prior Transfer Date	Sep 30, 2019
Prior Transfer Doc	0000017385
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	216 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015105
Date	Aug 21, 2018
Instrument	20180000015105

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Oct 1, 2019
Property Address	216 SUMMIT RIDGE DR, ROCKWALL, TX 75087-4230
Document Number	0000017385
Instrument Date	Sep 30, 2019
Instrument	17385
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	216 SUMMIT RIDGE DR ROCKWALL TX 750874230, ROCKWALL, TX 75087-4230

Mortgage

Document Number	17386
Date	Oct 1, 2019
Instrument	17386

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$444,204 (+1%)	$490,383 (-4.13%) Land $176,000 Building $314,383
2025	$403,822 (-12.79%)	$511,507 (+10.47%) Land $184,000 Building $327,507
2023	$463,028 Land $182,000 Building $281,028	$463,028 Land $182,000 Building $281,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (2018–2026)
Claims Outside the SFHA	6 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Novos Fiber, T-Mobile.

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