2125 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 2125 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,904 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Mar 2022)
Tax Bill	$10,453 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`281-520-40-00`

Property Details

APN / Parcel Number

Primary APN	`281-520-40-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,904 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2125 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 17-13-1E 2.00 AC M/L IN SEC 3&IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	17
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Grant Deed, Transfer · Conventional Mortgage MISSION FCU
Aug 8, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
May 22, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jul 17, 2018	Deed of Trust, Mortgage · VA Mortgage PACIFIC HM LNS
Aug 23, 2017	Deed of Trust, Mortgage · VA Mortgage HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2022 · Amount on Record
Deed Sale	Mar 2, 2022 · Amount on Record
Prior Sale	Feb 13, 2015 · Amount on Record
Deed Document Number	202294862
Prior Transfer Date	Nov 26, 2008
Prior Transfer Doc	0000621573
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2022
Property Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Document Number	0000094862
Map Reference	MAP 863
Instrument Date	Feb 14, 2022
Instrument	2022-0094862
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2125 OLIVE ST, RAMONA, CA 92065-1747

Mortgage

Document Number	0000094863
Date	Mar 2, 2022
Instrument	2022-0094863

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000333558
Date	Aug 8, 2019
Instrument	2019-0333558

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260278
Date	May 22, 2020
Instrument	2020-0260278

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Document Number	0000298734
Instrument Date	Jul 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 30, 2018
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2125 OLIVE ST RAMONA CA 920651747, RAMONA, CA 92065-1747

Mortgage

Document Number	0000298734
Date	Jul 23, 2018
Instrument	298734

Lender

Name	PACIFIC HM LNS
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2048

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2125 OLIVE ST, RAMONA, CA 92065-1747
Document Number	0000392371
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2125 OLIVE ST RAMONA CA 920651747, RAMONA, CA 92065-1747

Mortgage

Document Number	0000392371
Date	Aug 28, 2017
Instrument	392371

Lender

Name	HOME MORTGAGE EXPERTS INC HOME MORTGAGE EXPERTS INC
Type	Funding / Finance Company
Address	OCEANSIDE, CA 92054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$985,003 (+5.46%) Land $437,782 Building $547,221
2025	$10,453.00 (+14.73%)	$934,000 (+8.73%) Land $415,000 Building $519,000
2023	$9,111.00 (+135.3%)	$859,000 Land $381,000 Building $478,000
2022	$3,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 82% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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