2045 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 2045 Olive St, Ramona, CA 92065 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2003
Square Footage3,349 sqft Living Area
Lot Size1.98 acres
OccupancyOwner Occupied
Last Sale$1,695,000 (2024)
Tax Bill$18,710.00 (2025)

Owner

Source: San Diego County records · APN 281-041-16-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2045 OLIVE ST, RAMONA, CA 92065-1745
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 02, 2024 · Amount on Record
Deed SaleFeb 02, 2024 · Amount on Record
Prior SaleAug 21, 2013 · Amount on Record
Deed Doc Number202429017
Prior Transfer DateApr 22, 2014
Prior Transfer Doc0000181871
Record RefreshedSep 20, 2026

February 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2024
Property Address2045 OLIVE ST, RAMONA, CA 92065-1745
Document Number0000029017
Map ReferenceMAP 1652
Instrument DateNov 27, 2023
Instrument2024-0029017
Transaction TypeTransfer
Record UpdatedFeb 13, 2024
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2045 OLIVE ST, RAMONA, CA 92065-1745

Mortgage

Document Number0000029018
DateFeb 02, 2024
Instrument2024-0029018
Lender
NamePATRIOT PACIFIC FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,763,478 (+2%) Land $832,320 Building $931,158
2025$18,710.00 (+81.65%)$1,728,900 (+76.79%) Land $816,000 Building $912,900
2023$10,300.00 (-2.12%) Homeowner's exemption$977,946 Land $235,647 Building $742,299
2022$10,523.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskVery High
above 93% of the US · above 77% of California
Wildfire LikelihoodAbout 1 in 74 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN281-041-16-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area3,349 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area86,684 sqft

Location & Zoning

Street Address2045 OLIVE ST
CityRAMONA
StateCA
Zip92065-1745
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 65 E 156.99 FT OF TR 001652
Legal SubdivisionDAVIS
Legal Tract001652
Legal Block1
Legal Lot Number65
JurisdictionSAN DIEGO CA
Minor Civil DivisionRAMONA
Census Blockgroup1
Census Block1003
Census Tract20806

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