2114 Olive St, Ramona, CA 92065 Property Records

San Diego County property record for 2114 Olive St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,550 sqft · built 1993
Lot Size	5.4 acres (235,224 sqft)
Owner	2 Company Names on File
Last Sale	$113,000 (May 1991)
Tax Bill	$6,436 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-520-63-00`

Property Details

APN / Parcel Number

Primary APN	`281-520-63-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,550 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	235,224 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2114 OLIVE ST
City	RAMONA
State	CA
Zip	92065-1748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 (EX STS) TR PM15508
Legal Subdivision	P15508
Legal Tract	15508
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2015
Census Tract	20801

Owner

Source: San Diego County records · APN 281-520-63-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	15527 VISTA VICENTE DR, RAMONA, CA 92065-4318
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 07, 1991 · Amount on Record
Deed Sale	May 07, 1991 · Amount on Record
Deed Document Number	1991211699
Last Transfer Date	Dec 06, 2007
Transfer Doc	0000158013
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 01, 2026
Property Address	2114 OLIVE ST, RAMONA, CA 92065-1748
Document Number	0000125104
Instrument Date	Apr 29, 2026
Instrument	2026125104
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	DOMA TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15527 VISTA VICENTE DR, RAMONA, CA 92065-4318

Mortgage

Document Number	0000125105,
Date	May 01, 2026
Instrument	2026125105

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$590,020 (+2%) Land $211,424 Building $378,596
2025	$6,436.00 (+2%)	$578,452 (+4.04%) Land $207,279 Building $371,173
2024	$6,310.00 (+5.31%)
2023	$5,992.00 (-1.66%)	$555,992 Land $199,231 Building $356,761
2022	$6,093.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1980–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.