2009 Olive St, #11, Ramona, CA 92065 Property Records

San Diego County property record for 2009 Olive St, #11, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,903 sqft · built 2001
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$715,000 (Dec 2018)
Tax Bill	$10,152 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit May 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`281-041-28-00`

Property Details

APN / Parcel Number

Primary APN	`281-041-28-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,903 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	87,120 sqft
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	2009 OLIVE ST, 11
City	RAMONA
State	CA
Zip	92065-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM17414
Legal Subdivision	DAVIS
Legal Tract	1017414
Legal Block	1
Legal Lot Number	66
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1003
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2009 OLIVE ST, RAMONA, CA 92065-1745
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
May 31, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 22, 2021	Intrafamily Transfer, Transfer
Sep 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 11, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Dec 11, 2018	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2018 · Amount on Record
Deed Sale	Dec 11, 2018 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Document Number	2018508219
Last Transfer Date	Jun 22, 2021
Transfer Doc	0000524649
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 OLIVE ST # 11, 11, RAMONA, CA 92065-1745
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 OLIVE ST, RAMONA, CA 92065-1745

Mortgage

Document Number	0000245940
Date	Sep 11, 2023
Instrument	2023-0245940

Lender

Name	ZB NA
Type	Bank
Address	CARLSBAD, CA 92011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 OLIVE ST # 11, 11, RAMONA, CA 92065-1745
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 OLIVE ST, RAMONA, CA 92065-1745

Mortgage

Document Number	0000228435
Date	May 31, 2022
Instrument	2022-0228435

Lender

Name	ZB NA
Type	Bank
Address	CARLSBAD, CA 92011

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 OLIVE ST, RAMONA, CA 92065-1745
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 OLIVE ST, RAMONA, CA 92065-1745

Mortgage

Document Number	0000009980
Date	Jan 7, 2021
Instrument	2021-0009980

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2021
Property Address	2009 OLIVE ST # 11, 11, RAMONA, CA 92065-1745
Document Number	0000524649
Instrument Date	Jun 22, 2021
Instrument	2021-0524649
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	16466 BERNARDO CENTER DR STE 136, 136, SAN DIEGO, CA 92128-2529

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2009 OLIVE ST, RAMONA, CA 92065-1745
Document Number	0000393473
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2009 OLIVE ST RAMONA CA 920651745, RAMONA, CA 92065-1745

Mortgage

Document Number	0000393473
Date	Sep 11, 2019
Instrument	393473

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2018
Property Address	2009 OLIVE ST, RAMONA, CA 92065-1745
Document Number	0000508218
Instrument Date	Oct 29, 2018
Instrument	508218
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 2056 RAMONA CA 920650935, RAMONA, CA 92065-0935

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2018
Property Address	2009 OLIVE ST, RAMONA, CA 92065-1745
Document Number	0000508219
Instrument Date	Oct 29, 2018
Instrument	508219
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$786.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2009 OLIVE ST RAMONA CA 920651745, RAMONA, CA 92065-1745

Mortgage

Document Number	508220
Date	Dec 11, 2018
Instrument	508220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$976,740 (+3.08%) Land $108,028 Building $868,712
2025	$10,152.00 (+25.88%) Homeowner's exemption	$947,589 (+23.61%) Land $95,910 Building $851,679
2023	$8,065.00 (-1.3%) Homeowner's exemption	$766,620 Land $92,187 Building $674,433
2022	$8,171.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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