Bay County property record for 2125 E Baldwin Rd, Panama City, FL 32405 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,295 sqft · built 1973 |
| Lot Size | 0.308 acres (13,460 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $77,900 (Jul 1998) |
| Tax Bill | $917 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12061-061-000 |
| Primary APN | 12061-061-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,295 sqft Heated Area |
| Gross Area | 2,003 sqft |
| 1st Floor Area | 1,295 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 13,460 sqft (0.308 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Garage Area | 348 sqft |
| Porch | Porch |
| Porch Area | 360 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2125 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND CITY (3.09) BEG SW COR LOT 3 TH N 100' E 135' S 100' W 135' TO POB |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 1302 |
Source: Bay County records · APN 12061-061-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2125 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 23, 1998 · Amount on Record |
| Deed Sale | Jul 23, 1998 · Amount on Record |
| Deed Document Number | 0001807278 |
| Deed Book / Page | 1807 / 278 |
| Last Transfer Date | Jul 24, 1998 |
| Transfer Doc | 0018070278 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $917.00 (+2.46%) Homeowner's exemption | $113,766 (+5.99%) | $153,804 (+20.3%) Land $42,680 Building $111,124 |
| 2023 | $895.00 (+11.46%) Homeowner's exemption | $107,340 (+3%) | $127,855 (+12.99%) Land $31,428 Building $96,427 |
| 2022 | $803.00 Homeowner's exemption | $104,214 | $113,156 Land $25,220 Building $87,936 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 115 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018, other causes, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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