Bay County property record for 2203 E Baldwin Rd, Panama City, FL 32405 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,696 sqft · built 1958 |
| Lot Size | 0.309 acres (13,460 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $432 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12059-000-000 |
| Primary APN | 12059-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 1,696 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,460 sqft (0.309 acres) |
| Lot Dimensions | 135 ft deep x 100 ft wide |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2203 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND CITY MAP 104A BEG SW COR LOT 2 TH E 135 N 100 W 135 S 100 TO POB ORB 260 P 453 BLK 10 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5028 |
| Census Tract | 1302 |
Source: Bay County records · APN 12059-000-000
Assessment roll updated January 5, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2203 E BALDWIN RD, PANAMA CITY, FL 32405-5710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 15, 2007 |
| Transfer Doc | 0028990831 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $432.00 (-6.09%) Homeowner's exemption | $73,160 (+5.99%) | $160,860 (+19.09%) Land $42,680 Building $118,180 |
| 2024 | $460.00 (+0.66%) | ||
| 2023 | $457.00 (+22.85%) Homeowner's exemption | $69,027 (+18.93%) | $135,070 (+60.59%) Land $31,428 Building $103,642 |
| 2022 | $372.00 Homeowner's exemption | $58,041 | $84,110 Land $25,220 Building $58,890 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 115 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018, other causes, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 270 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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