Bay County property record for 2111 E Baldwin Rd, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,899 sqft · built 2023 |
| Lot Size | 3.67 acres (159,952 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,154 (Nov 2019) |
| Tax Bill | $5,284 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12064-000-000 |
| Primary APN | 12064-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,899 sqft Living Area |
| Gross Area | 3,766 sqft |
| 1st Floor Area | 2,899 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 159,952 sqft (3.67 acres) |
| Garage Type | Attached |
| Garage Area | 867 sqft |
| Driveway | Driveway |
| Driveway Area | 870 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 258 sqft |
| Deck Area | Deck Area |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2111 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UND |
| Legal Description | HIGHLAND CITY (4.01) LOT 4 LESS PCLS BLK 10 ORB 4288 P 1298 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 10 |
| Legal Lot Number | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5037 |
| Census Tract | 1302 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2111 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Nov 6, 2019 | Grant Deed, Transfer CLARK JULIE MARIE A TRUST (PT) |
| Aug 19, 2020 | Grant Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2019 · Amount on Record |
| Deed Sale | Nov 6, 2019 · Amount on Record |
| Deed Document Number | 201996812 |
| Deed Book / Page | 4188 / 999 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0041880999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2111 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2111 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Document Number | 0047280570 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 4728/570 |
| Instrument | 2023056936 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LYNN HAVEN, FL 32444 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 6, 2019 |
| Property Address | 2111 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Document Number | 0041880999 |
| Book / Page | 004188 / 000999 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 96812 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,058.40 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2110 ALAMO ST PANAMA CITY FL 324055782, PANAMA CITY, FL 32405-5782 |
| Document Number | 41881003 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 004188/001003 |
| Instrument | 96813 |
| Name | CLARK JULIE MARIE A TRUST (PT) |
|---|---|
| Address | 2304 WINONA DR, PANAMA CITY, FL 32405-3548 |
| Amount | Amount Recorded |
|---|
| Rate | 12% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 19, 2020 |
| Property Address | 2111 E BALDWIN RD, PANAMA CITY, FL 32405-5708 |
| Document Number | 0042881298 |
| Book / Page | 004288 / 001298 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 54455 |
| Record Updated | Sep 1, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2110 ALAMO ST PANAMA CITY FL 324055782, PANAMA CITY, FL 32405-5782 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,284.00 (+2.48%) Homeowner's exemption | $466,719 (+2.9%) | $505,897 (+4.9%) Land $95,678 Building $410,219 |
| 2024 | $5,156.00 (+344.87%) Homeowner's exemption | $453,566 (+361.55%) | $482,275 (+390.77%) Land $85,190 Building $397,085 |
| 2023 | $1,159.00 (+25.16%) | $98,270 (+22.5%) Land $92,446 Building $5,824 | $98,270 (+22.5%) Land $92,446 Building $5,824 |
| 2022 | $926.00 | $80,218 Land $74,394 Building $5,824 | $80,218 Land $74,394 Building $5,824 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 115 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures