Bay County property record for 2039 E Baldwin Rd, Panama City, FL 32405 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,606 sqft · built 1959 |
| Lot Size | 0.321 acres (13,982 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Jun 2025) |
| Tax Bill | $480 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12070-000-000 |
| Primary APN | 12070-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,982 sqft (0.321 acres) |
| Lot Dimensions | 100 ft deep x 140 ft wide |
| Garage Type | Carport |
| Garage Area | 496 sqft |
| Carport | Carport |
| Carport Area | 496 sqft |
| Driveway | Driveway |
| Porch | Unfinished Open Porch |
| Porch Area | 173 sqft |
| Deck Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2039 E BALDWIN RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLEN FOREST REPLAT LOT 6 ORB 3703 P 60 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | GLEN FOREST |
| Legal Lot Number | 6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 5 |
| Census Block | 5038 |
| Census Tract | 1302 |
Source: Bay County records · APN 12070-000-000
Assessment roll updated January 5, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2039 E BALDWIN RD, PANAMA CITY, FL 32405-5706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2025 · Amount on Record |
| Deed Sale | Jun 25, 2025 · Amount on Record |
| Prior Sale | Jun 01, 2015 · Amount on Record |
| Deed Document Number | 202535574 |
| Deed Book / Page | 4926 / 130 |
| Prior Transfer Date | Jul 30, 2010 |
| Prior Transfer Doc | 0032610951 |
| Record Updated | Sep 20, 2026 |
Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $89,271 (+5.99%) | $201,712 (+20.14%) Land $52,360 Building $149,352 |
| 2023 | $480.00 (-1.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $84,228 (+3%) | $167,892 (+13%) Land $38,556 Building $129,336 |
| 2022 | $486.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $81,775 | $148,576 Land $30,940 Building $117,636 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013025, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 115 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 115 in force |
| Nearby Flood Claims | 5 (2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Oct 2018, other causes, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,136 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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