Bay County property record for 2125 E 8th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 800 sqft · built 1957 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $217 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16109-000-000 |
| Primary APN | 16109-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 800 sqft |
| 1st Floor Area | 800 sqft |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Stucco |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 111 ft deep x 54 ft wide |
| Porch | Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2125 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4625 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC04 |
| Legal Description | SHERMAN'S 2ND ADD. 105A4 LOT 11 BLK E ORB 1283 P 1460 ORB 2140 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS |
| Legal Block | E |
| Legal Lot Number | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2680 STEEPLEHILL CT NW, KENNESAW, GA 30144-5762 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2002 |
| Deed Sale | May 6, 2002 |
| Deed Document Number | 2002-027264 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2125 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0041362174 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2407 TOWERWOOD DR CARROLLTON TX 750067731, CARROLLTON, TX 75006-7731 |
| Document Number | 0041362174 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 004136/002174 |
| Instrument | 57891 |
| Name | US SMALL BUSN ADMN |
|---|---|
| Address | EL PASO, TX 79935 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $217.00 (+1.4%) | $15,620 (+21.73%) Land $15,620 | $15,620 (+21.73%) Land $15,620 |
| 2024 | $214.00 (-46.37%) | $12,832 (+21.37%) Land $12,832 | $12,832 (+21.37%) Land $12,832 |
| 2023 | $399.00 (-42.01%) | $10,573 (-64.71%) Land $10,573 | $10,573 (-64.71%) Land $10,573 |
| 2022 | $688.00 | $29,957 Land $9,852 Building $20,105 | $29,957 Land $9,852 Building $20,105 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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