Bay County property record for 2104 E 8th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.406 acres (17,685 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100 (Sep 2016) |
| Tax Bill | $507 (2025) |
| Deeds & Mortgages | Dec 2019 Transfer Dec 2019 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 16121-000-000 |
| Primary APN | 16121-000-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 17,685 sqft (0.406 acres) |
|---|---|
| Lot Dimensions | 164 ft deep x 108 ft wide |
| Street Address | 2104 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4626 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC04 |
| Legal Description | SHERMANS 2ND ADD. 105A4 LOTS 1,2 BLK H ORB 4205 P 409 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS 2ND ADD |
| Legal Block | H |
| Legal Lot Number | 1,2 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1700 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3190 PINE VALLEY WAY, E, E STROUDSBURG, PA 18302-6703 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Dec 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2016 · Amount on Record |
| Deed Sale | Sep 1, 2016 · Amount on Record |
| Deed Book / Page | 3837 / 449 |
| Last Transfer Date | Dec 17, 2019 |
| Transfer Doc | 0042042350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 2104 E 8TH ST, PANAMA CITY, FL 32401-4626 |
| Document Number | 0042050409 |
| Book / Page | 004205 / 000409 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 108492 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3190 PINE VALLEY WAY EAST STROUDSBURG PA 183026703, EAST STROUDSBURG, PA 18302-6703 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 2104 E 8TH ST, PANAMA CITY, FL 32401-4626 |
| Document Number | 0042042350 |
| Book / Page | 004204 / 002350 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 108421 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3190 PINE VALLEY WAY EAST STROUDSBURG PA 183026703, EAST STROUDSBURG, PA 18302-6703 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $507.00 (+8.33%) | $29,899 (+21%) | $36,504 (+47.73%) Land $36,504 |
| 2024 | $468.00 (-20.95%) | ||
| 2023 | $592.00 (+7.44%) | $24,710 (+7.32%) Land $24,710 | $24,710 (+7.32%) Land $24,710 |
| 2022 | $551.00 | $23,025 Land $23,025 | $23,025 Land $23,025 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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