Bay County property record for 2101 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,256 sqft · built 2022 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Feb 2026) |
| Tax Bill | $3,639 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16111-000-000 |
| Primary APN | 16111-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,256 sqft Heated Area |
| Gross Area | 1,276 sqft |
| 1st Floor Area | 1,019 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 54 ft deep x 111 ft wide |
| Driveway | Driveway |
| Driveway Area | 234 sqft |
| Porch | Porch |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2101 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4625 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | SHERMAN'S 2ND ADD. 105A4 LOT 16 BLK E ORB 4606 P 1871 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 03 |
| Legal Subdivision | SHERMANS |
| Legal Block | E |
| Legal Lot Number | 16 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 1700 |
2101 E 8th St is owned and occupied by an individual who bought it in February 2026.
Source: Bay County records, as of March 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Sep 2, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 17, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Oct 15, 2019 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2026 · Amount on File |
| Deed Sale | Feb 3, 2026 · Amount on File |
| Prior Sale | Sep 2, 2022 · Amount on File |
| Deed Document Number | 2026006362 |
| Deed Book / Page | 4998 / 894 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 3, 2026 |
| Property Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0049980894 |
| Book / Page | 4998 / 894 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Jan 30, 2026 |
| Instrument | 2026006362 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | WAYPOINT TITLE, WAYPOINT TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4914 SILVER GATE LN APT 306, 306, FORT MYERS, FL 33907-1358 |
| Name | Verified Name |
|---|---|
| Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0004998896 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 4998/896 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 2, 2022 |
| Property Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0046061871 |
| Book / Page | 4606 / 1871 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Sep 2, 2022 |
| Instrument | 2022065836 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 RUE PETIT BOIS, BILOXI, MS 39531-3720 |
| Name | Verified Name |
|---|---|
| Address | 1906 MISTRAL LN W, FORT WALTON BEACH, FL 32547-7019 |
| Document Number | 0046061873 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 4606/1873 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Oct 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 17, 2020 |
| Property Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0042871554 |
| Book / Page | 004287 / 001554 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 53956 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $210.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 227 RUE PETIT BOIS BILOXI MS 395313720, BILOXI, MS 39531-3720 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 15, 2019 |
| Property Address | 2101 E 8TH ST, PANAMA CITY, FL 32401-4625 |
| Document Number | 0041791102 |
| Book / Page | 004179 / 001102 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 90241 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $136.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 911 ANDREA LN #303 CORONA CA 928802336, 303, CORONA, CA 92880-2336 |
The 2025 property tax bill for 2101 E 8th St was $3,639, down 1.7% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,639.00 (-1.68%) | $230,469 (+6.83%) Land $22,366 Building $208,103 | $230,469 (+6.83%) Land $22,366 Building $208,103 |
| 2024 | $3,701.00 (+3.21%) | $215,736 (+1.52%) Land $18,374 Building $197,362 | $215,736 (+1.52%) Land $18,374 Building $197,362 |
| 2023 | $3,586.00 (+757.89%) | $212,502 (+1,406.25%) Land $15,140 Building $197,362 | $212,502 (+1,406.25%) Land $15,140 Building $197,362 |
| 2022 | $418.00 | $14,108 Land $14,108 | $14,108 Land $14,108 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2101 E 8th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2101 E 8th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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