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2204 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 2204 E 8th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details2 bd · 1 ba · 1,116 sqft · built 1941
Lot Size0.564 acres (24,567 sqft)
OwnerIndividual Name on Record
Last Sale$10,000 (Feb 2023)
Tax Bill$800 (2025)
Deeds & MortgagesJan 2024 Transfer
Feb 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN16130-000-000

Property Details

APN / Parcel Number

Primary APN16130-000-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,116 sqft Living Area
Gross Area1,492 sqft
1st Floor Area1,116 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,567 sqft (0.564 acres)
Lot Dimensions164 ft deep x 150 ft wide
Garage Area192 sqft
DrivewayDriveway
PorchPorch
Porch Area72 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2204 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-4628
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC04
Legal DescriptionSHERMANS 2ND ADD 105A4 LOTS 4,5,6 BLK J ORB 4769 P 1165
Legal Range14W
Legal Township04S
Legal Section03
Legal SubdivisionSHERMANS 2ND ADD
Legal BlockJ
Legal Lot Number4,5,6
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1013
Census Tract1700

Owner

Source: Bay County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1620 LINCOLN AVE, PANAMA CITY, FL 32405-3148
Owner TypeIndividual
VestingMarried Woman, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2024Intrafamily Transfer, Transfer
Feb 6, 2023Quit Claim Deed, Transfer
Quitclaim
May 11, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2023 · Amount on Record
Deed SaleFeb 6, 2023 · Amount on Record
Prior SaleMay 11, 2018 · Amount on Record
Deed Document Number20237057
Deed Book / Page4654 / 1307
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateJan 31, 2024
Property Address2204 E 8TH ST, PANAMA CITY, FL 32401-4628
Document Number0047691165
Book / Page4769 / 1165
Map ReferenceMB 3 PG 11
Instrument DateJan 31, 2024
Instrument2024005430
Transaction TypeTransfer
Record UpdatedFeb 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1620 LINCOLN AVE, PANAMA CITY, FL 32405-3148

Transferred To (Grantee/Buyer)

NameVerified Name
Address929 CYPRESS AVE, PANAMA CITY, FL 32401-4253

February 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateFeb 6, 2023
Property Address2204 E 8TH ST, PANAMA CITY, FL 32401-4628
Document Number0046541307
Book / Page4654 / 1307
Map ReferenceMB 3 PG 11
Instrument DateFeb 6, 2023
Instrument2023007057
Transaction TypeTransfer
Record UpdatedJan 15, 2024

Transaction

AmountAmount Recorded
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1812 BROWN AVE, PANAMA CITY, FL 32405-1128

Transferred To (Grantee/Buyer)

NameVerified Name
Address176 N KIMBREL AVE, PANAMA CITY, FL 32404-7514

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMay 11, 2018
Property Address2204 E 8TH ST, PANAMA CITY, FL 32401-4628
Document Number0040071383
Book / Page004007 / 001383
Instrument DateMay 11, 2018
Instrument28184
Transaction TypeTransfer
Record UpdatedJun 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1812 BROWN AVE PANAMA CITY FL 324051128, PANAMA CITY, FL 32405-1128

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$800.00 (+17.47%)$50,700 (+21.72%) Land $50,700$50,700 (+21.72%) Land $50,700
2024$681.00 (-8.59%)$41,652 (+21.36%) Land $41,652$41,652 (+21.36%) Land $41,652
2023$745.00 (+8.76%)$34,320 (+7.32%) Land $34,320$34,320 (+7.32%) Land $34,320
2022$685.00$31,980 Land $31,980$31,980 Land $31,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

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