21246 Pine Ridge Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21246 Pine Ridge Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1987
Lot Size	0.449 acres (19,578 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Dec 2021)
Tax Bill	$3,764 (2023)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-166-48`

Property Details

APN / Parcel Number

Primary APN	`005-166-48`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,770 sqft Heated Area
Gross Area	1,876 sqft
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Other
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,578 sqft (0.449 acres)
Porch	Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	005-166-48
Street Address	21246 PINE RIDGE DR
City	CORNELIUS
State	NC
Zip	28031-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L25 B1 M21-338
Legal Subdivision	WOOD RDG SEC 02
Legal Block	1
Legal Lot Number	25
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1017
Census Tract	6411

Owner

21246 Pine Ridge Dr is owned and occupied by an individual who bought it in December 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Aug 17, 2020	Warranty Deed, Transfer · Construction Mortgage JIM LESTER
Jun 26, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 26, 2020	Grant Deed, Transfer CLEAR SKY FINANCIAL LLC CLEAR SKY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2021 · Amount on File
Deed Sale	Dec 10, 2021 · Amount on File
Prior Sale	Aug 17, 2020 · Amount on File
Deed Document Number	0036857403
Deed Book / Page	36857 / 403
Record Updated	Jun 7, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 10, 2021
Property Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000233475
Book / Page	36857 / 403
Map Reference	MB 21 PG 338
Instrument Date	Dec 10, 2021
Instrument	2021233475
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14420 BEATTIES FORD RD, HUNTERSVILLE, NC 28078-9011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607

Mortgage

Document Number	0000233476
Date	Dec 10, 2021
Instrument	2021233476

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 17, 2020
Property Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000129184
Book / Page	034938 / 000367
Instrument Date	Aug 17, 2020
Instrument	129184
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	809 W HILL ST #C-138 CHARLOTTE NC 282085342, C-138, CHARLOTTE, NC 28208-5342

Mortgage

Document Number	129185
Date	Aug 17, 2020
Book Page	034938/000369
Instrument	129185

Lender

Name	JIM LESTER
Address	920 NINOVAN RD SE, VIENNA, VA 22180-5970

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 16, 2021

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 26, 2020
Property Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000095209
Book / Page	034733 / 000696
Instrument Date	Jun 21, 2020
Instrument	95209
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$291.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5000 RIVERSIDE DR #100W IRVING TX 750394696, 100W, IRVING, TX 75039-4696

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 26, 2020
Property Address	21246 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000095335
Book / Page	034734 / 000894
Instrument Date	Jun 18, 2020
Instrument	95335
Transaction Type	Transfer
Record Updated	Jul 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	578 MARTHAS VIEW DR NW HUNTERSVILLE NC 280784327, HUNTERSVILLE, NC 28078-4327

Mortgage

Document Number	95419
Date	Jun 26, 2020
Book Page	034735/000579
Instrument	95419

Lender

Name	CLEAR SKY FINANCIAL LLC CLEAR SKY FINANCIAL LLC
Type	Bank
Address	BURKE, VA 22015

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21246 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21246 Pine Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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