21238 Pine Ridge Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21238 Pine Ridge Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,581 sqft · built 1988
Lot Size0.413 acres (18,011 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Apr 2004)
Tax Bill$2,974 (2023)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN005-166-50

Property Details

APN / Parcel Number

Primary APN005-166-50

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,581 sqft Heated Area
Gross Area1,672 sqft
1st Floor Area1,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area18,011 sqft (0.413 acres)
PorchPorch
Porch Area96 sqft
Deck Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number005-166-50
Street Address21238 PINE RIDGE DR
CityCORNELIUS
StateNC
Zip28031-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL23 B1 M21-338
Legal SubdivisionWOOD RDG SEC 02
Legal Block1
Legal Lot Number23
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1017
Census Tract6411

Owner

21238 Pine Ridge Dr is owned and occupied by two individuals who bought it in April 2004.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record2 Individual Names on File
Mailing Address21238 PINE RIDGE DR, CORNELIUS, NC 28031-9607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2004 · Amount on File
Deed SaleApr 29, 2004 · Amount on File
Deed Document Number0017118108
Deed Book / Page17118 / 108
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21238 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address21238 PINE RIDGE DR, CORNELIUS, NC 28031-9607

Mortgage

Document Number0000168334
DateOct 13, 2020
Book Page35171/692
Instrument2020168334
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHUNTERSVILLE, NC 28078
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term263 Months
DueSep 23, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21238 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21238 Pine Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Pine Ridge Dr

Nearby Streets

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