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21228 Pine Ridge Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21228 Pine Ridge Dr, Cornelius, NC 28031

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,187 sqft · built 1987
Lot Size0.382 acres (16,649 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Mar 2023)
Tax Bill$2,538 (2023)
Deeds & MortgagesMar 2023 Sale
Oct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN005-166-51

Property Details

APN / Parcel Number

Primary APN005-166-51

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,187 sqft Heated Area
Gross Area1,232 sqft
1st Floor Area1,187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area16,649 sqft (0.382 acres)
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number005-166-51
Street Address21228 PINE RIDGE DR
CityCORNELIUS
StateNC
Zip28031-9607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal DescriptionL22 B1 M21-338
Legal SubdivisionWOOD RDG
Legal Block1
Legal Lot Number22
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group1
Census Block1017
Census Tract6411

Owner

21228 Pine Ridge Dr is owned and occupied by an individual who bought it in March 2023.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address21228 PINE RIDGE DR, CORNELIUS, NC 28031-9607
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2023Warranty Deed, Transfer
MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Oct 9, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on File
Deed SaleMar 9, 2023 · Amount on File
Prior SaleApr 9, 2008 · Amount on File
Deed Document Number0037981332
Deed Book / Page37981 / 332
Record UpdatedJun 7, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 9, 2023
Property Address21228 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number0000020957
Book / Page37981 / 332
Map ReferenceMB 21 PG 338
Instrument DateMar 9, 2023
Instrument2023020957
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 BAYMOUNT DR, STATESVILLE, NC 28625-9572

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address21228 PINE RIDGE DR, CORNELIUS, NC 28031-9607

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address21228 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000136663
DateOct 9, 2017
Book Page32181/841
Instrument2017136663
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCornelius Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 21228 Pine Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21228 Pine Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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