21222 Pine Ridge Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 21222 Pine Ridge Dr, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1989
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jan 2024)
Tax Bill	$2,652 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`005-166-52`

Property Details

APN / Parcel Number

Primary APN	`005-166-52`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Area	576 sqft
Porch	Finished/Open Porch
Porch Area	384 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	21222 PINE RIDGE DR
City	CORNELIUS
State	NC
Zip	28031-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L21 B1 M21-338
Legal Subdivision	WOOD RDG SEC 02
Legal Block	1
Legal Lot Number	21
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1017
Census Tract	6411

Owner

Source: Mecklenburg County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 10, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 17, 2022	Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2024 · Amount on Record
Deed Sale	Jan 10, 2024 · Amount on Record
Prior Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	20242538
Deed Book / Page	38576 / 344
Prior Transfer Date	Aug 6, 2016
Prior Transfer Doc	0000112709
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607

Mortgage

Document Number	0000027115
Date	Mar 18, 2026
Book Page	40276/118
Instrument	2026027115

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 10, 2024
Property Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000002538
Book / Page	38576 / 344
Map Reference	MB 21 PG 338
Instrument Date	Jan 9, 2024
Instrument	2024002538
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9038 CHARLES FRANCIS LN, CORNELIUS, NC 28031-0509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607

Mortgage

Document Number	0000002539
Date	Jan 10, 2024
Instrument	2024002539

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 17, 2022
Property Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607
Document Number	0000090812
Book / Page	37431 / 346
Map Reference	MB 21 PG 338
Instrument Date	Jun 16, 2022
Instrument	2022090812
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$926.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4126 MEDLIN RD, MONROE, NC 28112-7484

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21222 PINE RIDGE DR, CORNELIUS, NC 28031-9607

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$440,100 (+10.94%) Land $95,000 Building $345,100	$440,100 (+10.94%) Land $95,000 Building $345,100
2024	$2,652.00 (-21.24%)
2023	$3,367.00	$396,700 Land $95,000 Building $301,700	$396,700 Land $95,000 Building $301,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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