San Diego County property record for 2124 Willis Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,751 sqft · built 1957 |
| Lot Size | 0.278 acres (12,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (May 2013) |
| Tax Bill | $9,836 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-481-04-00 |
| Primary APN | 481-481-04-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,751 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 12,100 sqft (0.278 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2124 WILLIS RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-2253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 26 TR 003197 |
| Legal Subdivision | WILLIS TERRACE |
| Legal Tract | 003197 |
| Legal Block | 2 |
| Legal Lot Number | 26 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16100 |
Source: San Diego County assessment roll, APN 481-481-04-00, as of July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 09, 2022 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Jun 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage STEARNS LENDING LLC |
| Jul 18, 2018 | Intrafamily Transfer, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 03, 2013 · Amount on Record |
| Deed Sale | May 03, 2013 · Amount on Record |
| Prior Sale | Jan 17, 1990 · Amount on Record |
| Deed Document Number | 2013279727 |
| Last Transfer Date | Jul 13, 2018 |
| Transfer Doc | 0000292992 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2022 |
| Title Company | PREMIUM TITLE INC, PREMIUM TITLE |
| Name | Verified Name |
|---|---|
| Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Document Number | 0000061538 |
|---|---|
| Date | Feb 09, 2022 |
| Instrument | 2022-0061538 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000251290 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 2019-0251290 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 18, 2018 |
| Property Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Document Number | 0000292992 |
| Map Reference | MAP 3197 |
| Instrument Date | Jul 13, 2018 |
| Instrument | 2018-0292992 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2124 WILLIS RD, EL CAJON, CA 92020-2253 |
| Document Number | 0000292993 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018-0292993 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: San Diego County assessment roll as of July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $750,746 (+2%) Land $187,102 Building $563,644 | |
| 2025 | $9,836.00 (+9.2%) Homeowner's exemption | $736,027 (+9.1%) Land $183,434 Building $552,593 |
| 2023 | $9,007.00 (+3.87%) Homeowner's exemption | $674,648 Land $176,312 Building $498,336 |
| 2022 | $8,671.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 428 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, California Internet, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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