2069 Willis Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2069 Willis Rd, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,760 sqft · built 1957
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$133,000 (Oct 1999)
Tax Bill$4,698 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN481-482-02-00

Property Details

APN / Parcel Number

Primary APN481-482-02-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,760 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Lot Area7,200 sqft (0.165 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2069 WILLIS RD
CityEL CAJON
StateCA
Zip92020-2250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 34 TR 003197
Legal SubdivisionWILLIS TERRACE
Legal Tract003197
Legal Block2
Legal Lot Number34
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract16100

Owner

Source: San Diego County records · APN 481-482-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2069 WILLIS RD, EL CAJON, CA 92020-2250
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Deed of Trust, Mortgage · Line of Credit
ZIONS BANCORPORATION NA
Oct 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 1999 · Amount on Record
Deed SaleOct 06, 1999 · Amount on Record
Deed Document Number1999678681
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateJul 14, 2026
Property Address2069 WILLIS RD, EL CAJON, CA 92020-2250
Document Number0000200936
Instrument DateJun 18, 2026
Instrument2026200936
Transaction TypeMortgage
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address2069 WILLIS RD, EL CAJON, CA 92020-2250

Mortgage

Document Number0000200936,
DateJul 14, 2026
Instrument2026200936
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.51%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2069 WILLIS RD, EL CAJON, CA 92020-2250
Transaction TypeMortgage
Record UpdatedNov 01, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2069 WILLIS RD, EL CAJON, CA 92020-2250

Mortgage

Document Number0000732468
DateOct 21, 2021
Instrument2021-0732468
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.75%
IndexOther
Max Rate8.75%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$263,144 (+2%) Land $125,405 Building $137,739
2025$4,698.00 (+20.83%) Homeowner's exemption$257,986 (+4.04%) Land $122,947 Building $135,039
2023$3,888.00 (-11.84%) Homeowner's exemption$247,971 Land $118,174 Building $129,797
2022$4,410.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

Based on FCC filings for 428 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Willis Rd

Nearby Streets

Search Property Records by Address or Parcel Number