San Diego County property record for 2086 Willis Rd, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,876 sqft · built 1970 |
| Lot Size | 0.331 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $655,000 (Oct 2016) |
| Tax Bill | $10,394 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2018 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 481-481-05-00 |
| Primary APN | 481-481-05-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Wood Shingle |
| Lot Area | 14,400 sqft (0.331 acres) |
| View / Lot | Good |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2086 WILLIS RD |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-2251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | LOT 25 TR 003197 |
| Legal Subdivision | WILLIS TERRACE |
| Legal Tract | 003197 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 16100 |
Source: San Diego County records · APN 481-481-05-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Apr 03, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 09, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on Record |
| Deed Sale | Oct 12, 2016 · Amount on Record |
| Prior Sale | Aug 25, 1989 · Amount on Record |
| Deed Document Number | 2016548895 |
| Prior Transfer Date | Apr 28, 2012 |
| Prior Transfer Doc | 0000266025 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2026 |
| Property Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000170773 |
| Instrument Date | Jun 08, 2026 |
| Instrument | 2026170773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000170773, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026170773 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000130545 |
|---|---|
| Date | Apr 03, 2018 |
| Instrument | 2018-0130545 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000005943 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-0005943 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000593793 |
| Instrument Date | Dec 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2086 WILLIS RD EL CAJON CA 920202251, EL CAJON, CA 92020-2251 |
| Document Number | 0000593793 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 593793 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 2086 WILLIS RD, EL CAJON, CA 92020-2251 |
| Document Number | 0000160377 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 2086 WILLIS RD EL CAJON CA 920202251, EL CAJON, CA 92020-2251 |
| Document Number | 0000160377 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 160377 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $775,379 (+2%) Land $272,049 Building $503,330 | |
| 2025 | $10,394.00 (+4.04%) Homeowner's exemption | $760,176 (+4.04%) Land $266,715 Building $493,461 |
| 2023 | $9,990.00 (+8.93%) Homeowner's exemption | $730,659 Land $256,359 Building $474,300 |
| 2022 | $9,171.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
May also be available: AT&T, California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 428 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures