2048 Willis Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2048 Willis Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1957
Lot Size	0.406 acres (17,700 sqft)
Owner	Company Name on File
Last Sale	$430,000 (Apr 2008)
Tax Bill	$7,650 (2025)
Deeds & Mortgages	Jul 2021 Transfer Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`481-481-06-00`

Property Details

APN / Parcel Number

Primary APN	`481-481-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,580 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	17,700 sqft (0.406 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2048 WILLIS RD
City	EL CAJON
State	CA
Zip	92020-2251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 24 TR 003197
Legal Subdivision	WILLIS TERRACE
Legal Tract	003197
Legal Block	2
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	16100

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2048 WILLIS RD, EL CAJON, CA 92020-2251
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Intrafamily Transfer, Transfer
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 18, 2008 · Amount on Record
Deed Sale	Apr 18, 2008 · Amount on Record
Prior Sale	Dec 1, 2004 · Amount on Record
Deed Document Number	2008207971
Last Transfer Date	Jul 14, 2021
Transfer Doc	0000507277
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 15, 2021
Property Address	2048 WILLIS RD, EL CAJON, CA 92020-2251
Document Number	0000507277
Map Reference	MAP 3197
Instrument Date	Jul 14, 2021
Instrument	2021-0507277
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2048 WILLIS RD, EL CAJON, CA 92020-2251

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2048 WILLIS RD, EL CAJON, CA 92020-2251
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2048 WILLIS RD, EL CAJON, CA 92020-2251

Mortgage

Document Number	0000717901
Date	Nov 16, 2020
Instrument	2020-0717901

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,077 (+2%) Land $308,135 Building $267,942
2025	$7,650.00 (+8.01%) Homeowner's exemption	$564,783 (+4.04%) Land $302,094 Building $262,689
2023	$7,083.00 (-1.5%) Homeowner's exemption	$542,854 Land $290,364 Building $252,490
2022	$7,191.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, California Internet, T-Mobile USA, Verizon.

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