21211 Cloud Lake Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 21211 Cloud Lake Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,284 sqft · built 2005
Lot Size	0.227 acres (9,886 sqft)
Owner	2 Individual Names on File
Last Sale	$225,700 (Jun 2005)
Tax Bill	$6,838 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R312610`

Property Details

APN / Parcel Number

Primary APN	`R312610`
Alternative APN	`3531-08-003-0160-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,284 sqft Living Area
1st Floor Area	2,031 sqft
2nd Floor Area	1,253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,886 sqft (0.227 acres)
View / Lot	Corner
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Patio Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21211 CLOUD LAKE CT
City	KATY
State	TX
Zip	77450-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES PHASE THREE SEC 8, BLOCK 3, LOT 16
Legal Subdivision	GRAND LAKES PHASE THREE SEC 8
Legal Block	3
Legal Lot Number	16
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673009

Owner

21211 Cloud Lake Ct is owned and occupied by two individuals who bought it in June 2005.

Source: Fort Bend County records, as of September 2, 2025

Owner of Record	2 Individual Names on File
Mailing Address	21211 CLOUD LAKE CT, KATY, TX 77450-1564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2005 · Amount on File
Deed Sale	Jun 27, 2005 · Amount on File
Deed Document Number	200575222
Prior Transfer Date	Jun 22, 2005
Prior Transfer Doc	0000075222
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	21211 CLOUD LAKE CT, KATY, TX 77450-1564
Document Number	0000043242
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21211 CLOUD LAKE CT KATY TX 774501564, KATY, TX 77450-1564

Mortgage

Document Number	0000043242
Date	Apr 25, 2018
Instrument	43242

Lender

Name	US SMALL BUSN ADMN
Address	EL PASO, TX 79935

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21211 Cloud Lake Ct was $6,838 with a homeowner's exemption, down 23.9% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,838.00 (-23.86%) Homeowner's exemption	$547,507 (+1%) Land $104,000 Building $482,804	$586,804 (+0.5%) Land $104,000 Building $482,804
2024	$8,981.00 (+53.71%) Homeowner's exemption	$497,734 (+1%) Land $104,000 Building $479,867	$583,867 (+1.81%) Land $104,000 Building $479,867
2023	$5,843.00 Homeowner's exemption	$452,485 Land $80,000 Building $493,484	$573,484 Land $80,000 Building $493,484
2018	$4,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21211 Cloud Lake Ct in Zone X, an area of moderate flood risk, though there have been 39 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 190 policies
Nearby Flood Policies	190 in force
Nearby Flood Claims	39 (2008–2018)
Claims Outside the SFHA	39 of 39
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21211 Cloud Lake Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20