21202 Cloud Lake Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 21202 Cloud Lake Ct, Katy, TX 77450

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,576 sqft · built 2005
Lot Size0.426 acres (18,577 sqft)
OwnerIndividual Name on Record
Tax Bill$9,992 (2025)
Deeds & MortgagesJun 2021 Mortgage
Nov 2024 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APNR312612

Property Details

APN / Parcel Number

Primary APNR312612
Alternative APN
  • 3531-08-003-0180-914

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,576 sqft Living Area
1st Floor Area2,271 sqft
2nd Floor Area1,305 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area18,577 sqft (0.426 acres)
Garage TypeDetached
Garage Area1,020 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area624 sqft
PorchOpen Porch
Porch Area341 sqft
Patio Area710 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Storage Building96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR312612
Street Address21202 CLOUD LAKE CT
CityKATY
StateTX
Zip77450-1563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRAND LAKES PHASE THREE SEC 8, BLOCK 3, LOT 18
Legal SubdivisionGRAND LAKES PHASE THREE SEC 8
Legal Block3
Legal Lot Number18
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group3
Census Block3001
Census Tract673009

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address21202 CLOUD LAKE CT, KATY, TX 77450-1563
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 1, 2024Vendor's Lien, Transfer · Conventional Mortgage
MY COMMUNITY MORTGAGE LLC
Oct 30, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2024
Deed SaleNov 1, 2024
Prior SaleMay 17, 2005
Deed Document Number2024106911
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address21202 CLOUD LAKE CT, KATY, TX 77450-1563
Transaction TypeMortgage
Record UpdatedDec 15, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000105160
DateJun 24, 2021
Instrument2021105160
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2024: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateNov 1, 2024
Property Address21202 CLOUD LAKE CT, KATY, TX 77450-1563
Document Number0000106911
Map ReferencePL NO 20040005
Instrument DateOct 31, 2024
Instrument2024106911
Transaction TypeTransfer
Record UpdatedJan 29, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21202 CLOUD LAKE CT, KATY, TX 77450-1563

Mortgage

Document Number0000106912
DateNov 1, 2024
Instrument2024106912
Lender
NameMY COMMUNITY MORTGAGE LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2054

October 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFORT BEND TX
Recording DateOct 30, 2017
Property Address21202 CLOUD LAKE CT, KATY, TX 77450-1563
Instrument DateOct 21, 2017
Instrument118762
Transaction TypeConstruction Loan
Record UpdatedNov 30, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21202 CLOUD LAKE CT KATY TX 774501563, KATY, TX 77450-1563

Mortgage

Document Number0000118762
DateOct 30, 2017
Instrument118762
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueOct 29, 2047

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,992.00 (-11.16%) Homeowner's exemption$753,000 (+23.56%) Land $114,400 Building $638,600$753,000 (+4.26%) Land $114,400 Building $638,600
2024$11,247.00 (+51.88%) Homeowner's exemption$609,404 (+1%) Land $114,400 Building $607,850$722,250 (+0.67%) Land $114,400 Building $607,850
2023$7,405.00 (+42.27%) Homeowner's exemption$554,004 Land $88,000 Building $629,437$717,437 Land $88,000 Building $629,437
2018$5,205.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 190 policies
Nearby Flood Policies190 in force
Nearby Flood Claims39 (2008–2018)
Claims Outside the SFHA39 of 39
Most Recent ClaimDec 2018 · other causes
Claims by Event
  • Hurricane Harvey, Aug 2017 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND LAKES MUD 1
serves 3,219 people · EPA ID TX0790410
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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