21207 Cloud Lake Ct, Katy, TX 77450 Property Records

Fort Bend County property record for 21207 Cloud Lake Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,398 sqft · built 2005
Lot Size	0.36 acres (15,672 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Jun 2021)
Tax Bill	$7,935 (2025)
Deeds & Mortgages	Jun 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`R312611`

Property Details

APN / Parcel Number

Primary APN	`R312611`
Alternative APN	`3531-08-003-0170-914`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,398 sqft Living Area
1st Floor Area	2,236 sqft
2nd Floor Area	1,162 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,672 sqft (0.36 acres)
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	389 sqft
Patio Area	168 sqft
Gazebo	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21207 CLOUD LAKE CT
City	KATY
State	TX
Zip	77450-1564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND LAKES PHASE THREE SEC 8, BLOCK 3, LOT 17
Legal Subdivision	GRAND LAKES PHASE THREE SEC 8
Legal Block	3
Legal Lot Number	17
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3001
Census Tract	673009

Owner

Source: Fort Bend County records, as of September 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21207 CLOUD LAKE CT, KATY, TX 77450-1564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	May 27, 2005 · Amount on Record
Deed Document Number	2021100304
Prior Transfer Date	Jun 15, 2021
Prior Transfer Doc	0000100304
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Jun 16, 2021
Property Address	21207 CLOUD LAKE CT, KATY, TX 77450-1564
Document Number	0000100304
Map Reference	PL 20040005
Instrument Date	Jun 15, 2021
Instrument	2021100304
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	TEXAS AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21207 CLOUD LAKE CT, KATY, TX 77450-1564

Mortgage

Document Number	0000100305
Date	Jun 16, 2021
Instrument	2021100305

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,935.00 (-32.9%) Homeowner's exemption	$619,000 (-2.97%) Land $114,400 Building $504,600	$619,000 (-2.97%) Land $114,400 Building $504,600
2024	$11,826.00 (+40.58%) Homeowner's exemption	$637,932 (+2.98%) Land $114,400 Building $523,532	$637,932 (+1.44%) Land $114,400 Building $523,532
2023	$8,412.00 (+117.2%) Homeowner's exemption	$619,465 Land $88,000 Building $540,850	$628,850 Land $88,000 Building $540,850
2018	$3,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 policies
Nearby Flood Policies	190 in force
Nearby Flood Claims	39 (2008–2018)
Claims Outside the SFHA	39 of 39
Most Recent Claim	Dec 2018 · other causes
Claims by Event	Hurricane Harvey, Aug 2017 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20