Fort Bend County property record for 21206 Cloud Lake Ct, Katy, TX 77450
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,792 sqft · built 2005 |
| Lot Size | 0.294 acres (12,822 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,494 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | R312613 |
| Primary APN | R312613 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,792 sqft Living Area |
| 1st Floor Area | 2,358 sqft |
| 2nd Floor Area | 1,434 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,822 sqft (0.294 acres) |
| Garage Type | Attached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 435 sqft |
| Porch | Open Porch |
| Porch Area | 298 sqft |
| Patio Area | 319 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R312613 |
|---|---|
| Street Address | 21206 CLOUD LAKE CT |
| City | KATY |
| State | TX |
| Zip | 77450-1563 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAND LAKES PHASE THREE SEC 8, BLOCK 3, LOT 19 |
| Legal Subdivision | GRAND LAKES PHASE THREE SEC 8 |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | FULSHEAR-SIMONTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 673009 |
21206 Cloud Lake Ct is owned and occupied by an individual who acquired it in June 2019.
Source: Fort Bend County records, as of January 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 21206 CLOUD LAKE CT, KATY, TX 77450-1563 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 12, 2019 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 21, 2017 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2019 |
| Deed Sale | Jun 12, 2019 |
| Prior Sale | Jun 21, 2017 |
| Deed Document Number | 2019062597 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 21206 CLOUD LAKE CT, KATY, TX 77450-1563 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | GREAT AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000086664 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020086664 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jun 12, 2019 |
| Property Address | 21206 CLOUD LAKE CT, KATY, TX 77450-1563 |
| Document Number | 0000062597 |
| Map Reference | PL 20040005 |
| Instrument Date | Jun 3, 2019 |
| Instrument | 2019062597 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21206 CLOUD LAKE CT, KATY, TX 77450-1563 |
| Investor | Possibly a Property Investor |
| Document Number | 0000062598 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019062598 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Jun 21, 2017 |
| Property Address | 21206 CLOUD LAKE CT, KATY, TX 77450-1563 |
| Document Number | 0000068081 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 68081 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | CAPITAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21206 CLOUD LAKE CT KATY TX 774501563, KATY, TX 77450-1563 |
| Document Number | 68082 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 68082 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2047 |
The 2025 property tax bill for 21206 Cloud Lake Ct was $8,494 with a homeowner's exemption, down 22.6% from the year before.
Source: Fort Bend County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Unified School District | Katy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,494.00 (-22.58%) Homeowner's exemption | $655,424 (+1%) Land $114,400 Building $585,212 | $699,612 (-0.28%) Land $114,400 Building $585,212 |
| 2024 | $10,972.00 (+52.07%) Homeowner's exemption | $595,840 (+1%) Land $114,400 Building $587,143 | $701,543 (+1.59%) Land $114,400 Building $587,143 |
| 2023 | $7,215.00 Homeowner's exemption | $541,673 Land $88,000 Building $602,551 | $690,551 Land $88,000 Building $602,551 |
| 2018 | $5,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21206 Cloud Lake Ct in Zone X, an area of moderate flood risk, though there have been 39 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 190 policies |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 39 (2008–2018) |
| Claims Outside the SFHA | 39 of 39 |
| Most Recent Claim | Dec 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21206 Cloud Lake Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND LAKES MUD 1 serves 3,219 people · EPA ID TX0790410 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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