2111 Independence St, Frederick, MD 21702 Property Records

Frederick County property record for 2111 Independence St, Frederick, MD 21702

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 ba · 3,332 sqft · built 1992
Lot Size	0.256 acres (11,132 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Sep 2025)
Tax Bill	$88 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-168383`

Property Details

APN / Parcel Number

Primary APN	`02-168383`
Alternative APNs	`2168383` `168383`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	3,332 sqft Gross Area
1st Floor Area	1,102 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,132 sqft (0.256 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	44 sqft
Deck Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	168383
Street Address	2111 INDEPENDENCE ST
City	FREDERICK
State	MD
Zip	21702-2600
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PND
Legal Description	LOT 9 SECT 9 PLAT 1 11132 SQ. FT. WHITTIER PND
Legal Subdivision	WHITTIER SEC 09 01
Legal Lot Number	9
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4015
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2019	Deed, Transfer · VA Mortgage BAY CAPITAL MORTGAGE CORP
Jan 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2025 · Amount on Record
Deed Sale	Sep 10, 2025 · Amount on Record
Prior Sale	Apr 1, 2019 · Amount on Record
Transfer Doc	0046950470
Record Updated	Sep 20, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 10, 2025
Property Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600
Document Number	0175080025
Book / Page	17508 / 25
Map Reference	MB 43 PL 15
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	UNKNOWN, AWO REAL ESTATE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600

Mortgage

Document Number	0001750831
Date	Sep 10, 2025
Instrument	17508/31

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 1, 2019
Property Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600
Document Number	0128980494
Book / Page	12898 / 0494
Map Reference	MB 43 PL 15
Instrument Date	Mar 21, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	750 BARTS CHURCH RD, 750, HANOVER, PA 17331-9032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600

Mortgage

Document Number	0012898503
Date	Apr 1, 2019
Instrument	12898/503

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 5, 2017
Property Address	2111 INDEPENDENCE ST, FREDERICK, MD 21702-2600
Document Number	0115970262
Book / Page	011597 / 000262
Instrument Date	Dec 12, 2016
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2111 INDEPENDENCE ST FREDERICK MD 217022600, FREDERICK, MD 21702-2600

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$88.00 (-5%) Homeowner's exemption	$479,600 (+18.89%) Land $126,200 Building $353,400	$479,600 (-) Land $126,200 Building $353,400
2024	$176.00 (+1%)
2023	$88.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$403,400	$479,600 Land $126,200 Building $353,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Shenandoah Telecommunications Company Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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