Frederick County property record for 2115 Independence St, Frederick, MD 21702 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1992 |
| Square Footage | 2,504 sqft Living Area |
| Lot Size | 10,986 sqft (0.252 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $575,000 (2024) |
| Tax Bill | $8,022.00 (2024) |
| Primary APN | 02-168367 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Building Area | 2,504 sqft Living Area |
| Gross Area | 3,032 sqft Gross Area |
| 1st Floor | 1,102 sqft 1st Floor |
| Basement Area | 300 sqft Basement |
| Finished Basement | 300 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,986 sqft (0.252 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 348 sqft Deck |
|---|---|
| Porch | Open Porch |
| Porch Area | 44 sqft Porch |
| Gazebo | 144 sqft Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 168367 |
|---|---|
| Street Address | 2115 INDEPENDENCE ST |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2600 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SECT 9 PLAT 1 10986 SQ. FT. WHITTIER PND |
| Legal Subdivision | WHITTIER POND |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 751202 |
Source: Frederick County records · APN 02-168367
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2115 INDEPENDENCE ST, FREDERICK, MD 21702-2600 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage BAY EQUITY LLC |
| Oct 23, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Oct 23, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 19, 2024 · Amount on Record |
| Deed Sale | Mar 19, 2024 · Amount on Record |
| Prior Sale | Jan 23, 2009 |
| Prior Transfer Date | Jan 14, 2009 |
| Prior Transfer Doc | 0071590529 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Mar 19, 2024 |
| Property Address | 2115 INDEPENDENCE ST, FREDERICK, MD 21702-2600 |
| Document Number | 0167980383 |
| Book / Page | 16798 / 383 |
| Map Reference | MB 43 PG 15 |
| Instrument Date | Mar 14, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2115 INDEPENDENCE ST, FREDERICK, MD 21702-2600 |
| Document Number | 0016798389 |
|---|---|
| Date | Mar 19, 2024 |
| Instrument | 16798/389 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2115 INDEPENDENCE ST, FREDERICK, MD 21702-2600 |
| Document Number | 0121240506 |
| Book / Page | 012124 / 000506 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2115 INDEPENDENCE ST FREDERICK MD 217022600, FREDERICK, MD 21702-2600 |
| Document Number | 0121240506 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 012124/000506 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Nov 08, 2089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 2115 INDEPENDENCE ST, FREDERICK, MD 21702-2600 |
| Document Number | 0121240485 |
| Book / Page | 012124 / 000485 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | FNC TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2115 INDEPENDENCE ST FREDERICK MD 217022600, FREDERICK, MD 21702-2600 |
| Document Number | 0121240485 |
|---|---|
| Date | Nov 09, 2017 |
| Book Page | 012124/000485 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Nov 08, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.67% |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $470,100 (+18.8%) Land $126,100 Building $344,000 | $470,100 (-) Land $126,100 Building $344,000 | |
| 2024 | $8,022.00 (+16.68%) | ||
| 2023 | $6,875.00 Homeowner's exemption | $395,700 | $470,100 Land $126,100 Building $344,000 |
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